See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15-1616 Akeakamai Loop, Pahoa, HI, 96778

2beds
2baths
1,280sqft
$425,000
$332price/sqft
$2,777/moest. monthly cost
$111,080/yrincome needed

About This Home

NEW PRICE – Now Offered at $425,000! Sale includes TMKs 3-1-5-12-34 and 3-1-5-12-62. Rare opportunity to own two parcels in the heart of Pahoa Town with county water service and extensive renovations already completed. This charming plantation-style 2-bedroom, 2-bath home sits on a spacious 12,915 sq ft lot surrounded by lush tropical landscaping and a peaceful forest backdrop. Across the road, the additional TMK includes a covered two-car parking structure with a concrete foundation, offering added flexibility for parking, storage, or future possibilities. The home has been thoughtfully updated with a new roof and rafters, updated plumbing and electrical, new interior and exterior paint, storm windows and screens, and security screen doors. Interior features include mosaic stone tile flooring, luxury laminate flooring, tiled bathroom showers, and an upgraded kitchen with newer appliances, cabinetry, and countertops. A movable granite-top island provides added versatility to the living and dining space. Enjoy mature tropical landscaping with anthuriums, yellow ohia trees, lychee, avocado, citrus, tree ferns, and liliko‘i throughout the property. Large windows and open living areas invite in natural light, cool island breezes, and peaceful forest views. Conveniently located within walking distance to Pahoa Town, restaurants, shopping, and local amenities. With two included TMKs, county water, and numerous improvements already completed, this property offers exceptional value and flexibility in a convenient location.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-60.3 mi

Construction

Condition

  • Year built: 1931

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Property

Details

  • Parcel number: 3150120620000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Chain Link
  • Has view: Yes
  • View description: Forest
  • Topography of land: Gentle Slope

Lot

  • Lot size: 0.30 Acres
  • Features: Grassy

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$191$2,292
Property Taxes $25$300
Electricity $412$4,946
Total$2,777$33,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,211/yr
40% on housing$83,310/yr
45% on housing$74,053/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$241
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Price change$425,000
2026-03-10Listed for sale$439,000
2026-02-14Listing removed$350,000
2025-07-31Price change$350,000
2025-07-13Price change$360,000
2025-07-03Price change$380,000
2025-02-14Listed for sale$395,000
2024-08-20Listing removed$450,000
2024-05-22Listed for sale$450,000
2024-02-06Listing removed$399,999
2024-02-02Price change$399,999
2023-12-06Listed for sale$499,999
2023-11-28Listing removed$475,000
2023-10-18Price change$475,000
2023-09-11Listed for sale$575,000

For Sale by Agent

AgentLisa Zamudio
BrokerageEquity Hawaii Real Estate LLC

Similar Homes