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4580 Mill St, Hope Mills, NC, 28348

3beds
3baths
1,809sqft
$315,000
$174price/sqft
$2,214/moest. monthly cost
$88,560/yrincome needed

About This Home

Tucked away on just under an acre in Hope Mills, this beautifully fully remodeled 3-bedroom, 2.5-bath home offers approximately 1,800 square feet of thoughtfully updated living space with the perfect balance of privacy, comfort, and functionality. From the moment you arrive, you'll appreciate the welcoming covered front porch the perfect place to enjoy your morning coffee or unwind after a long day. Inside, you'll find durable, low-maintenance flooring throughout the main living areas, with carpet in just two of the three bedrooms for added comfort. At the heart of the home is a chef's dream kitchen, thoughtfully designed with abundant workspace, modern finishes, and plenty of storage making everything from weeknight dinners to holiday gatherings a pleasure. The home's fresh, modern updates make it completely move-in ready, allowing you to simply unpack and start enjoying your new space. Step outside and discover why this property is truly special. The fenced backyard offers plenty of room for pets, play, or entertaining, while the raised garden beds are ready for your favorite vegetables, herbs, or flowers. Whether you're an experienced gardener or just getting started, you'll love having a space designed to grow. Need room for projects or hobbies? The detached two-car garage makes this a woodworker's dream, offering abundant space for a workshop, storage, or creative pursuits. The spacious back deck is the perfect place to relax, entertain guests, or admire your backyard oasis after a day spent in the garden. Designed with accessibility in mind, the home also features ADA-compliant elements, providing added convenience and flexibility for a variety of lifestyles. Conveniently located while still feeling like your own private retreat, this home offers the rare combination of updated finishes, usable outdoor space, and room to pursue the hobbies you love. Whether you're looking for a peaceful retreat, a place to cultivate your dream garden, or a home with the perfect workshop space, 4580 Mill Street delivers. Schedule your private showing today and experience everything this one-of-a-kind property has to offer before it's gone!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Ed V Baldwin ElementaryGrades PK-51.1 mi
7/10
Hope Mills MiddleGrades 6-80.6 mi
3/10
South View HighGrades 9-121.1 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1989

Materials

  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level,In Unit

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Garden Tub/Roman Tub,Handicap Access,Kitchen Island,Kitchen/Dining Combo,Primary Downstairs,Bath in Primary Bedroom,Quartz Counters,Storage,Shower Only,Soaking Tub,Separate Shower,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,809 sqft

Property

Details

  • Parcel number: 0424111438
  • Zoning description: R10 - Residential District
  • Special condition: None
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Deck,Front Porch,Porch
  • Exterior features: Deck,Fence,Garden,Porch,Storage
  • Fencing: Yard Fenced
  • Topography of land: Cleared,Level
  • Living area range: 1801-1900

Lot

  • Lot size: 0.83 Acres
  • Features: Backs To Trees,Cleared,Dead End,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$228$2,736
Property Taxes $194$2,328
Electricity $200$2,405
Total$2,214$26,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,908/yr
40% on housing$66,420/yr
45% on housing$59,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 28348$130
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28348$153
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$315,000
2026-07-16Listed for sale$315,000
2026-07-15Listing removed$320,000
2026-06-22Pending sale$320,000
2026-06-02Listed for sale$320,000
2022-06-15Sold$240,000
2022-05-12Pending sale$240,000
2022-05-01Listed for sale$240,000
2022-04-19Pending sale$240,000
2022-04-16Listed for sale$240,000
2014-12-05Sold$157,000
AgentMEGAN SHOFF
BrokerageKeller Williams Realty Fayetteville

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