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404 Pearl St, Fayetteville, NC, 28303

3beds
1baths
1,414sqft
$215,000
$152price/sqft
$1,679/moest. monthly cost
$67,160/yrincome needed

About This Home

This hidden gem in Fayetteville has the kind of warmth you feel the second you walk in. The hardwood floors have been completely redone, and along with other recent upgrades, they give the home a fresh, clean feel while keeping its original charm. The living room is bright and welcoming, and the kitchen, with its gas stove and plenty of storage, is ready for everyday meals or weekend gatherings. The bedrooms are peaceful and comfortable, perfect for winding down after a long day. Step out back and you’ll find a large, private yard with a spacious deck and beautiful trees, your own quiet escape right at home. Just minutes from downtown Haymount, Segra Stadium, major highways, and only 20 minutes to base, this home truly has it all, reach out and ask about the updates!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Alma O Easom ElementaryGrades K-10.2 mi
7/10
R Max Abbott MiddleGrades 6-81.2 mi
6/10
Terry Sanford HighGrades 9-120.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Breakfast Area,Separate/Formal Dining Room,Primary Downstairs,Storage
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,414 sqft

Property

Details

  • Parcel number: 0427784063.000
  • Zoning description: SF6 - Single Family Res 6
  • Special condition: Standard
  • Exclusions: none

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Deck,Fence,Porch
  • Fencing: Yard Fenced
  • Topography of land: Cleared
  • Living area range: 1401-1500

Lot

  • Lot size: 9,147 sqft
  • Features: < 1/4 Acre,Cleared,Interior Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$189$2,268
Property Taxes $203$2,436
Electricity $200$2,405
Total$1,679$20,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,565/yr
40% on housing$50,370/yr
45% on housing$44,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 28303$123
Cumberland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 28303$141
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-14Listed for sale$245,500
2023-07-27Sold$225,000
2023-06-28Pending sale$225,000
2023-06-09Listed for sale$225,000
2021-07-21Sold$180,000
2021-06-07Pending sale$194,500
2021-05-16Listed for sale$194,500
2021-05-04Listing removed--
2021-04-23Listed for sale$168,500
2021-03-15Pending sale$168,500
2021-03-11Listed for sale$168,500
2020-02-03Listing removed$1,100
2020-01-28Listed for rent$1,100
2019-05-16Listing removed$1,100
2019-05-07Listed for rent$1,100
2017-09-19Listing removed$1,100
2017-08-24Listed for rent$1,100
2011-08-18Listing removed$165,000
2011-08-04Listed for sale$165,000
2011-03-24Listing removed$165,000
2010-12-01Sold$160,000
2010-06-21Price change$165,000
2010-05-18Listed for sale$172,000
2005-03-11Sold$110,000

For Sale by Agent

AgentTHE YETI HOUSE POWERED BY EXP REALTY LLC, EXP REALTY LLC, KALEB WHITE, EXP REALTY LLC
BrokerageEXP REALTY LLC

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