821 Cowles St, Fayetteville, NC, 28303
About This Home
This Elegant Two-Story Brick Home with Guest Suite on a Corner Lot in the highly desirable Tallywood Subdivision has just been drastically reduced! Discover timeless southern charm in this beautiful two-story brick home located in the highly desirable Tallywood neighborhood. Featuring 4 spacious bedrooms plus a large flex room that can be used as a 5th bedroom, office, or media space, and 3.5 bathrooms. This residence offers exceptional comfort and functionality for today’s lifestyle. When stepping into the grand foyer, you will see an inviting floor plan with a formal living room, formal dining room, and a great room anchored by a wood-burning fireplace. The kitchen is well-equipped with double ovens, built in glass stove top, trash compactor, garbage disposal, and a large pantry — every detail is designed for both convenience and style. Downstairs includes a bedroom, full bath, and the large Flex room. Inside the flex room is a half bath, and between the flex room and great room is a dedicated laundry room for added practicality. Upstairs, there are 3 bedrooms that includes a large primary bedroom, walk in closet, and bath. In one of the bedrooms, you can step outside to enjoy a peaceful retreat with a balcony overlooking the detached garage and guest suite. The guest suite features a modern bath with a walk-in shower and all-new fixtures. This guest suite is an ideal space for guests, extended family, or even rental income. Outdoor living is just as impressive — relax on the large front porch with classic white columns or unwind on the back porch with a view of the landscaped corner lot bursting with azaleas, dogwoods, and other flowering shrubs each spring. A long-paved driveway with a brick wall enhances curb appeal. With its curb appeal, thoughtful layout, and versatile guest suite, this Tallywood gem is truly one-of-a-kind. Perfectly situated close to shopping, dining, and major conveniences, this home blends elegance, comfort, and southern hospitality. Schedule your private tour today — opportunities like this don’t come often!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good Condition
- Year built: 1971
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Cooktop,Double Oven,Disposal,Trash Compactor
- Laundry features: Washer Hookup,Dryer Hookup,Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Attic,Ceiling Fan(s),Chandelier,Crown Molding,Dining Area,Den,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Intercom,Multiple Master Suites,Other,Pantry,Pull Down Attic Stairs,See Remarks,Storage,Separate Shower,Tub Shower
- Window features: Blinds,Window Treatments
- Flooring: Ceramic Tile,Luxury Vinyl Plank,Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: Masonry,Wood Burning
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Gas
- Cooling features: Central Air,Electric,Whole House Fan
Interior Area
- Total interior livable area: 3,458 sqft
Property
Details
- Parcel number: 0427025471
- Zoning description: SF10 - Single Family Res 10
- Special condition: Standard
- Other equipment: Intercom
- Exclusions: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony,Rear Porch,Covered,Front Porch,Porch
- Exterior features: Balcony,Corner Lot,Other,Porch,Storage
- Topography of land: Cleared
- Living area range: 3501-4000
Lot
- Lot size: 0.41 Acres
- Features: 1/4 to 1/2 Acre Lot,Business Park,Cleared
Parking
- Total spaces: 1
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cumberland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $431 | $5,172 |
| Property Taxes | $461 | $5,532 |
| Electricity | $322 | $3,864 |
| Total | $3,686 | $44,232 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $499,000 |
| 2026-03-23 | Price change | $549,000 |
| 2026-02-21 | Price change | $559,000 |
| 2026-01-30 | Listed for sale | $579,000 |
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