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3529 Torbay Dr, Fayetteville, NC, 28311

4beds
2baths
1,467sqft
$208,900
$142price/sqft
$1,602/moest. monthly cost
$64,080/yrincome needed

About This Home

Recent updates throughout the home include new kitchen cabinets with granite countertops, stylish backsplash, new appliances, new light fixtures, and new LVP flooring throughout the house. Additional improvements feature new windows, updated bathroom vanities, and fresh interior paint throughout the entire home, giving it a clean and modern feel.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
Westarea ElementaryGrades PK-50.9 mi
6/10
6/10
E E Smith HighGrades 9-121.9 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1982

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Kitchen/Dining Combo
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl,Luxury VinylTile

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,467 sqft

Property

Details

  • Parcel number: 0429755192.000
  • Zoning description: SF6 - Single Family Res 6
  • Special condition: Standard
  • Exclusions: none

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Topography of land: Cleared
  • Living area range: 1401-1500

Lot

  • Features: < 1/4 Acre,Cleared

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$141$1,692
Property Taxes $205$2,460
Electricity $200$2,405
Total$1,602$19,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,925/yr
40% on housing$48,060/yr
45% on housing$42,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 28311$125
Cumberland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 28311$152
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$224,900
2026-02-24Sold$108,000
2026-01-22Pending sale$140,000
2026-01-19Listed for sale$140,000
2003-05-28Sold$64,335
2001-10-05Sold$74,500

For Sale by Agent

AgentJASMINE WALKER
BrokerageBLOOM REALTY

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