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1108 Belmont Cir, Fayetteville, NC, 28305

6beds
5baths
5,212sqft
$799,000
$153price/sqft
$5,784/moest. monthly cost
$231,360/yrincome needed

About This Home

HAYMOUNT $789,000 *NEW PRICE* 6 BR / 4.5 BA Seller offering $10,000 buyer credit with acceptable offer. Gorgeous executive brick home on large 0.7 acre lot in quiet cul-de-sac. Main floor owner's suite boasts a custom walk-in closet, separate shower, dual vanities, garden tub and bidet. Recent upgrades include kitchen remodel, crawl space encapsulation, carpet in bedrooms (hardwoods underneath), interior paint and theater room in 2025. 3rd floor play/game room has closet and includes pool table. Backyard features privacy fence, new hybrid pool, storage building and screened-in gazebo with privacy wall & hot tub. 6,000+ square feet with basement. Basement has an additional 1/2 bath, gym and theater room. Plantation shutters throughout. Large detached garage. Home is within walking distance to restaurants, shopping, cape fear regional theater and parks. Don't miss out!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
Alma O Easom ElementaryGrades K-10.6 mi
7/10
R Max Abbott MiddleGrades 6-81.5 mi
5/10
Terry Sanford HighGrades 9-121.0 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1927

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Garden Tub/Roman Tub,Primary Downstairs,Pantry,Separate Shower,Sun Room,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 5,212 sqft

Property

Details

  • Parcel number: 0437062872.000
  • Zoning description: SF6 - Single Family Res 6
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Above Ground
  • Patio & porch: Rear Porch,Front Porch,Porch
  • Exterior features: Fence,Hot Tub/Spa,Pool,Porch
  • Has spa: Yes
  • Fencing: Back Yard,Privacy
  • Topography of land: Level
  • Living area range: 5001-6000

Lot

  • Lot size: 0.70 Acres
  • Features: Cul-De-Sac,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$586$7,032
Property Taxes $673$8,076
Electricity $485$5,825
Total$5,784$69,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,308/yr
40% on housing$173,520/yr
45% on housing$154,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28305$133
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28305$177
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$789,000
2026-07-02Price change$799,000
2026-06-11Listed for sale$829,000
2025-03-07Sold$685,000
2025-02-07Pending sale$695,000
2025-01-16Listed for sale$695,000
2024-10-28Pending sale$695,000
2024-09-11Listed for sale$695,000
2021-10-21Sold$509,000
2021-08-30Pending sale$539,000
2021-04-30Listed for sale$539,000

For Sale by Agent

AgentLAUREN BILL
BrokerageFRANKLIN JOHNSON COMMERCIAL REAL ESTATE

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