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138 W Circle Court, Fayetteville, NC, 28301

2beds
1baths
1,001sqft
$120,000
$120price/sqft
$1,078/moest. monthly cost
$43,120/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home located in an established neighborhood in Fayetteville. This cozy home features five total rooms including a spacious living room, dining room, kitchen, and two bedrooms. Two enclosed porches provide additional usable space, with one porch offering convenient washer and dryer hookups. The home is finished with low-maintenance siding and includes a detached one-car garage/workshop in the backyard complete with lights and electricity -- perfect for storage, hobbies, or a workspace. Enjoy the privacy of a fenced backyard with room for pets, gardening, or entertaining. Great opportunity for first-time homebuyers, downsizers, or investors looking for property with extra storage and functional outdoor space.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Lucile Souders ElementaryGrades PK-50.5 mi
6/10
6/10
E E Smith HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Blinds/Shades

Heating & Cooling

  • Heating features: Propane,Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,001
  • Total interior livable area: 1,001 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0438791550000
  • Zoning: R101-RES
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Enclosed,Rear Porch,Side Porch
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 42.5 x 130 x 71.4 x 130

Parking

  • Total spaces: 1
  • Parking features: Detached,Concrete,Garage6
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$144$1,728
Property Taxes $128$1,536
Electricity $200$2,405
Total$1,078$12,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,960/yr
40% on housing$32,340/yr
45% on housing$28,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 28301$94
Cumberland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 28301$122
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$140,000
2017-11-30Listing removed$63,500
2017-10-18Price change$63,500
2017-07-21Price change$68,800
2017-05-09Price change$59,900
2017-04-19Price change$60,000
2017-03-01Price change$62,000
2017-01-31Price change$64,000
2016-12-27Listed for sale$65,000
2007-09-28Sold$55,000

For Sale by Agent

AgentLori L Schultz
BrokerageLoretta Realty Group

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