408 Rutherford St, Spring Lake, NC, 28390
About This Home
Charming 3-bedroom, 2-bath brick ranch conveniently located near Fort Bragg! Inside, you'll find hardwood floors, a spacious living room, and a large kitchen featuring granite countertops, stainless steel appliances, ample cabinet space, and a breakfast bar. Additional features include built-in shelving, updated bathrooms, and a functional single-level layout. Outside, enjoy a large fenced backyard with plenty of room to spread out. Previously used as an investment property and offering a great opportunity for an investor or owner occupant. Convenient to shopping, dining, major roadways, and Fort Bragg. Property is being sold as-is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Microwave,Range Hood,Refrigerator,Oven
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bookcases,Built-in Features,Eat-in Kitchen,Granite Counters,Master Downstairs
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 0501947318000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Fenced Yard
- Fencing: Back Yard, Chain Link
- Has view: Yes
Lot
- Lot size: 9,147 sqft
Parking
- Total spaces: 1
- Parking features: Attached Carport,Carport,Driveway
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Ice Storm
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cumberland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $238 | $2,856 |
| Electricity | $200 | $2,405 |
| Total | $1,484 | $17,808 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $177,000 |
| 2026-07-25 | Listed for sale | $185,000 |
| 2025-11-09 | Listing removed | $1,600 |
| 2025-11-05 | Listed for rent | $1,600 |
| 2025-08-06 | Listing removed | $1,500 |
| 2025-07-31 | Listed for rent | $1,500 |
| 2024-10-14 | Listing removed | $1,500 |
| 2024-07-23 | Listed for rent | $1,500 |
| 2022-12-23 | Listing removed | -- |
| 2022-12-13 | Listed for rent | $1,395 |
| 2022-01-04 | Listing removed | -- |
| 2021-12-31 | Listed for rent | $1,395 |
| 2021-10-25 | Sold | $90,000 |
| 2021-09-27 | Pending sale | $90,000 |
| 2021-09-22 | Listed for sale | $90,000 |
| 2021-09-09 | Pending sale | $90,000 |
| 2021-09-05 | Listed for sale | $90,000 |
| 2019-10-11 | Listing removed | $850 |
| 2019-10-10 | Price change | $850 |
| 2019-09-10 | Listed for rent | $950 |
| 2017-06-19 | Sold | $58,000 |
| 2017-05-09 | Pending sale | $59,000 |
| 2016-08-22 | Price change | $59,000 |
| 2016-05-20 | Listed for sale | $68,000 |
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