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427 Vass Rd, Spring Lake, NC, 28390

3beds
2baths
1,524sqft
$275,000
$180price/sqft
$2,132/moest. monthly cost
$85,280/yrincome needed

About This Home

NEW CONSTRUCTION WITH BLINDS & REFRIGERATOR INCLUDED~3 BEDROOM 2 BATH ONE LEVEL HOME ON WOODED LOT, MINUTES TO FT BRAGG, SHOPPING & DINING~LVP FLOORING IN LIVING AREAS, KITCHEN & BATHS~LARGE OPEN GREAT ROOM, DINING ROOM COMBO OPEN TO LARGE KITCHEN WITH SOFT CLOSE SHAKER STYLE CABIINETS GALORE, GRANITE COUNTERS W/TILE BACKSPLASH, RECESSED LIGHTING AND LARGE CENTER ISLAND~PRIMARY BEDROOM HAS ACCESS TO BACK DECK, PRIVATE BATHROOM WITH LARGE GRANITE VANITY, SHOWER/BATH COMBO & LARGE LINEN CLOSET~GUEST ROOM 2 ALSO HAS BACK DECK ACCESS~2 SPACIOUS CLOSETS & LAUNDRY IN HALLWAY~EXTRA PARKING PAD, LARGE BACK DECK, FANS IN ALL BEDROOMS, BUILDER WILL CONSIDER SELLING THE LOT BEHIND (.37ACRE)

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Manchester ElementaryGrades K-52.4 mi
6/10
Spring Lake MiddleGrades 6-82.5 mi
7/10
Pine Forest HighGrades 9-126.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Cedar,Shake Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave
  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Great Room,Kitchen Island,Living/Dining Room,Tub Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,524 sqft

Property

Details

  • Parcel number: 0502162223
  • Special condition: Standard
  • Exclusions: N/A

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Deck,Porch
  • Living area range: 1501-1600

Lot

  • Features: < 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$166$1,992
Property Taxes $376$4,512
Electricity $200$2,405
Total$2,132$25,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,097/yr
40% on housing$63,960/yr
45% on housing$56,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 28390$140
Cumberland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 28390$148
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$275,000
2014-04-08Listing removed$650
2013-06-12Listed for rent$650
1998-05-18Sold$9,000

New Construction

AgentLISA GIOVANNI
BrokerageCOLDWELL BANKER ADVANTAGE - YADKIN ROAD

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