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3603 Scottsdale Cir, Naperville, IL, 60564

4beds
5baths
2,749sqft
$989,900
$360price/sqft
$7,249/moest. monthly cost
$289,960/yrincome needed

About This Home

This 4-bedroom, 4.5-bath custom brick and cedar home backs to a pond and the Arnold Palmer-designed White Eagle Golf Course. The lot's westward orientation puts the sunset directly over the water and fairway, visible from the backyard, the kitchen, and the two-story family room and the first-floor primary suite with two walk-in closets and an en suite bath. Inside, hardwood floors and soaring ceilings run through the main living spaces. The two-story family room centers on a stone fireplace and a wine bar. Upstairs, there are 3 bedrooms and 2 additional bathrooms. Downstairs, a finished basement with a full bath adds living space, an office, and ample storage. Outside, a paver patio and professional landscaping complete the exterior, alongside a 3-car garage. The exclusive Manors of White Eagle is maintenance-free by design - with the HOA covering lawn care, snow removal, and 24/7 security. Residents also have access to a resort-style pool complex, lighted tennis and pickleball courts, with a separate optional membership available for the golf course, indoor simulators, full-service dining, and year-round programming. White Eagle Elementary is right in the neighborhood, part of award-winning District 204.

Getting Around

53
WalkingSomewhat Walkable
22
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

8/10
9/10
Still Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Range,Microwave,Dishwasher,Refrigerator,Bar Fridge,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Cooktop,Oven,Down Draft,Electric Cooktop
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit,Laundry Chute,Laundry Closet,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Rec/Family Area,Storage Space,Daylight,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 352
  • Dimensions: 16X22

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Window Treatments (Blinds)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Skylight(s))
  • Level: Main
  • Area: 440
  • Dimensions: 20X22

Features

  • Vaulted Ceiling(s),Cathedral Ceiling(s),Dry Bar,1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Bookcases,Open Floorplan,Dining Combo,Granite Counters,Separate Dining Room,Workshop
  • Door features: Sliding Doors,Pocket Door(s)
  • Window features: Skylight(s),Window Treatments,Drapes,All
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Attached Fireplace Doors/Screen,Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Finished area below ground: 946

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,753
  • Total interior livable area: 2,749 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Custom Cabinetry,Granite Counters,Updated Kitchen),Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 300
  • Dimensions: 12X25

Laundry

  • Features: Flooring (Ceramic Tile),Window Treatments (Blinds)
  • Level: Main
  • Area: 180
  • Dimensions: 10X18

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Main
  • Area: 468
  • Dimensions: 18X26

Property

Accessibility

  • Accessibility features: Bath Grab Bars,Ramp - Main Level,Wheelchair Accessible,Wheelchair Adaptable,Wheelchair Ramp(s),Accessible Full Bath,Disability Access

Details

  • Parcel number: 0701044040070000
  • Special condition: None
  • Other equipment: Intercom,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront

Lot

  • Lot size: 9,936 sqft
  • Features: On Golf Course,Wetlands,Landscaped,Views
  • Lot size dimensions: 72 x 138

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$301$3,612
Property Taxes $1,732$20,784
Electricity $211$2,537
Total$7,249$86,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,537/yr
40% on housing$217,470/yr
45% on housing$193,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 60564$264
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60564$253
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$949,900
2026-07-24Listed for sale$989,900
2007-12-14Listing removed$619,900
2007-11-14Listed for sale$619,900
2007-08-30Sold$630,000
1999-11-19Sold$483,500
1998-11-30Sold$103,000

For Sale by Agent

AgentDarren Reagan, CSC,E-PRO,PSA
BrokerageCharles Rutenberg Realty of IL

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