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6486 Summerchase Dr, Fayetteville, NC, 28311

4beds
4baths
4,190sqft
$799,900
$191price/sqft
$5,555/moest. monthly cost
$222,200/yrincome needed

About This Home

Stunning custom waterfront home offering close to 4000 heated square feet, situated on a huge, over-one-acre lot with privacy, quality craftsmanship, and elegant design throughout. This exceptional 4-bedroom, 3.5-bath residence features a first-floor primary suite, an attached 2-car garage, and a dramatic two-story foyer with beautiful flooring, crown molding, and an elegant formal dining room accented by detailed wainscoting. The light-filled family room boasts soaring windows, custom built-ins with glass doors, a gas fireplace, and French doors opening to a deck overlooking the water. An office or den just off the kitchen and connected to the family room includes built-in glass-front cabinetry, additional counter space with a sink, and abundant natural light—ideal for a home office, entertaining, or a stylish bar area. The expansive chef’s kitchen features a large island, generous cabinetry with under-cabinet lighting, a standout refrigerator, ample counter space, oversized windows for natural light, and a bright breakfast area, plus an oversized laundry room with extra storage conveniently nearby; the garage provides easy walk-in access for effortless grocery unloading. The main-level primary suite features French doors into a spacious bedroom and additional French doors to the deck for peaceful water views, while the spa-like bath includes a garden jetted tub, glass-block accents, a steam shower, and an oversized walk-in closet. Upstairs are three additional bedrooms, with one large bedroom currently used as a theater room featuring extensive attic storage and connected via a Jack-and-Jill bath, and another bedroom with a private bath. The backyard is a true retreat with serene waterfront views, the relaxing sound of water, a brick-paved walkway, a gazebo near the water, a side covered porch, and an oversized deck—perfect for entertaining or unwinding in a private outdoor oasis.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Long Hill ElementaryGrades 2-50.4 mi
3/10
Pine Forest MiddleGrades 6-81.6 mi
6/10
Pine Forest HighGrades 9-121.1 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1992

Materials

  • Construction materials: Brick Veneer,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Central Vacuum,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Jetted Tub,Kitchen Island,Kitchen/Dining Combo,Primary Downstairs,Separate Shower
  • Flooring: Carpet,Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 4,190 sqft

Property

Details

  • Parcel number: 0531928651.000
  • Zoning description: SF10 - Single Family Res 10
  • Special condition: Standard
  • Exclusions: Dining room light,hallway-to-primary master bedroom ligth & Garden/outdoor statues

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Deck,Patio
  • Exterior features: Deck,Porch,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Living area range: 3501-4000

Lot

  • Features: 1-2 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$542$6,504
Property Taxes $579$6,948
Electricity $390$4,683
Total$5,555$66,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,457/yr
40% on housing$166,650/yr
45% on housing$148,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 28311$123
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28311$152
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$799,900
2018-02-23Listing removed$1,200
2018-02-08Price change$1,200
2018-01-27Listed for rent$1,400
2017-10-09Sold$156,500
2017-10-02Pending sale$159,900
2017-09-19Price change$159,900
2017-09-17Listed for sale$182,900
2017-03-23Listing removed$199,054
2017-03-04Listed for sale--
2016-05-01Listing removed$249,500
2015-04-07Price change$249,500
2014-03-06Listed for sale$249,000
2010-07-30Listing removed$244,900
2010-01-23Listed for sale$244,900
2008-08-09Listing removed$230,000
2008-04-29Price change$230,000
2008-04-25Price change$237,500
2008-04-11Price change$230,000
2008-03-09Listed for sale$237,500

For Sale by Agent

AgentJAY DOWDY
BrokerageBHHS ALL AMERICAN HOMES #2

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