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7441 3rd St, Wade, NC, 28395

2beds
1baths
596sqft
$58,900
$99price/sqft
$585/moest. monthly cost
$23,400/yrincome needed

About This Home

INITIAL BID ACCEPTED. THE 10 DAY UPSET BID PERIOD ENDS 08/26/2026. MINIMUM BID AMOUNT IS $57,750. MINIMUM DEPOSIT AMOUNT IS $2,887.50. Welcome to 7441 3rd Street, Wade. Built in 1932, this charming 2 bedroom, 1 bathroom home offers 596 square feet of living space and features low-maintenance vinyl siding, while sitting on a large lot. Inside, you'll find a comfortable floor plan with nice size living room and eat-in kitchen, with an ample amount of cabinet space. This property is a hidden gem with tremendous potential, making it an excellent opportunity for investors, first-time buyers, or those looking to downsize. Don't miss your chance to explore all this home has to offer. Schedule your showing today and discover the possibilities for yourself! NOTE: Please be aware this sale is subject to NCGS Chapter 1 Article 29A and the procedures for private partition sales. An accepted offer will be treated as a starting bid and will begin the 10-day upset bid period. The buyer's due diligence period will not begin until the upset bid period expires. If the buyers bid is upset, all due diligence and earnest money will be refunded. A minimum deposit of 5% of offer price is required. SOLD AS-IS!!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
District No 7 ElementaryGrades PK-51.8 mi
4/10
Mac Williams MiddleGrades 6-89.6 mi
7/10
Cape Fear HighGrades 9-129.7 mi

Construction

Condition

  • Year built: 1932

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 596 sqft

Property

Details

  • Parcel number: 0581167634
  • Special condition: None
  • Exclusions: None

Features

  • Living area range: 1-800

Lot

  • Features: 1/4 to 1/2 Acre Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $297$3,564
Home Insurance *$29$348
Property Taxes $59$708
Electricity $200$2,405
Total$585$7,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,057/yr
40% on housing$17,550/yr
45% on housing$15,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 28395$133
Cumberland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 28395$173
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$58,900

For Sale by Agent

AgentWILLIAM MCNEILL
BrokerageCOLDWELL BANKER ADVANTAGE - YADKIN ROAD

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