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600 W Jenny St, Bay City, MI, 48706

3beds
2baths
1,196sqft
$165,000
$138price/sqft
$1,301/moest. monthly cost
$52,040/yrincome needed

About This Home

This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors, washer, dryer. New very large concrete driveway with extra parking area and new concrete garage floor which is easy to access off of Kiesel. Partially finished basement with a fireplace. Basement has plenty of storage shelving and a B-Dry system. Conveniently located close to Euclid Ave with quick access to the US 10 highway. All appliances to stay.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Kolb Elementary SchoolGrades PK-50.5 mi
4/10
Handy Middle SchoolGrades 6-80.5 mi
6/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished

Bathroom1

  • Features: Vinyl
  • Level: First
  • Area: 56

Bedroom1

  • Features: Wood
  • Level: First
  • Area: 156

Bedroom2

  • Features: Wood
  • Level: First
  • Area: 90

Bedroom3

  • Features: Wood
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Vinyl
  • Level: First
  • Area: 88

Family Room

  • Features: Tile
  • Level: Basement
  • Area: 576

Features

  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 1,196 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 80

Living Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 273

Property

Details

  • Parcel number: 16002031401500
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 110

Lot

  • Lot size: 5,227 sqft
  • Features: City Lot
  • Lot size dimensions: 110 x 50

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$99$1,188
Property Taxes $180$2,160
Electricity $188$2,259
Total$1,301$15,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,605/yr
40% on housing$39,030/yr
45% on housing$34,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 48706$149
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48706$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$159,900
2026-07-20Price change$165,000
2026-07-01Listed for sale$169,000
2026-06-04Pending sale$169,000
2026-05-13Listed for sale$169,000
2026-05-04Pending sale$169,000
2026-04-28Listed for sale$169,000
2024-10-25Sold$130,000
2024-10-11Pending sale$139,900
2024-10-01Listed for sale$139,900

For Sale by Agent

AgentMichael D Slezak
BrokerageCentury 21 Signature Realty - Bay City

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