1010 6th St, Bay City, MI, 48708
About This Home
Newly renovated historic Bay City duplex with updated modern appliances, granite countertops, LVP+ flooring, freshly painted interior and exterior with two laundry rooms, new concrete double car driveway with a block wall around the corner lot with flagstone, stamped concrete, and koi pond. Outdoor kitchen with propane grill and natural stone fireplace. Two newly renovated porches and a fully finished basement with built-in hot tub integrated into a bamboo spa area. Updated electric, instant water heater (tank-less) supplies entire home. Updated furnaces in the last 4 years. Two AC systems (last 3 years). Two laundry rooms. Finished basement and first floor have integrated in-wall multi-zone audio speakers for music / TV (Connect via Blue-Tooth). Walking distance from downtown and to school system. Just off Center St. Can easily function like a single family home, the first and second story are separated by an interior door. Website for property with more photos and 3D Tour: https://site.windowstill.com/1010-6th-St/idx Note* Previous offer fell through due to buyer financing issues, back on market 4/7/26.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1903
Materials
- Foundation: Basement
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Disposal
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,707
- Total interior livable area: 2,707 sqft
Property
Details
- Parcel number: 0916002148501300
- Special condition: Private
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Fencing: Fenced
- Waterfront features: Pond
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 4792
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $699 | $8,388 |
| Electricity | $295 | $3,543 |
| Total | $3,038 | $36,456 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $359,900 |
| 2026-04-07 | Listed for sale | $364,900 |
| 2026-02-02 | Pending sale | $364,900 |
| 2026-01-06 | Price change | $364,900 |
| 2025-12-01 | Price change | $374,900 |
| 2025-09-25 | Pending sale | $364,900 |
| 2025-09-15 | Price change | $364,900 |
| 2025-08-26 | Price change | $379,900 |
| 2025-07-14 | Price change | $389,900 |
| 2025-05-22 | Listed for sale | $399,900 |
| 2016-12-13 | Listing removed | $34,900 |
| 2016-06-08 | Listed for sale | $34,900 |
| 2016-05-19 | Sold | $34,900 |
| 2003-10-10 | Sold | $67,500 |
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