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1424 N Trumbull St, Bay City, MI, 48708

5beds
2baths
2,032sqft
$175,000
$86price/sqft
$1,434/moest. monthly cost
$57,360/yrincome needed

About This Home

Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen complete with built-in microwave and dishwasher. Two full bathrooms provide convenience for busy households, including an upstairs bath featuring a walk-in shower. The versatile floor plan includes generously sized bedrooms, walk-in closets, an enclosed porch, and a full basement offering abundant storage or future finishing potential. Outside, enjoy the wraparound deck and private cedar-fenced area—ideal for entertaining, relaxing, or letting children and pets play safely. Additional updates include a brand-new furnace (2026), newer hot water heater, updated siding, and updated windows, giving buyers added peace of mind. Off-street parking provides space for multiple vehicles. With five bedrooms, two full baths, and thoughtful updates throughout, this move-in-ready home offers exceptional value and room to grow. Schedule your private showing today! BATVAI.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-82.1 mi
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second
  • Area: 210

Bedroom2

  • Level: Second
  • Area: 225

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Level: Second
  • Area: 110

Bedroom5

  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,032

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,198
  • Total interior livable area: 2,032 sqft

Kitchen

  • Area: 165

Property

Details

  • Parcel number: 0916002225500100
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 17

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 102 x 76

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$138$1,656
Property Taxes $191$2,292
Electricity $221$2,659
Total$1,434$17,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,165/yr
40% on housing$43,020/yr
45% on housing$38,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$175,000
2026-07-13Price change$179,000
2026-07-10Price change$184,000
2026-07-03Price change$189,000
2026-06-22Price change$199,000
2026-06-13Listed for sale$210,000
2022-09-23Sold$163,000
2022-07-14Pending sale$169,999
2022-04-26Listed for sale$169,999
2022-04-24Listing removed--
2022-04-07Listed for sale$169,999
2021-08-18Sold$28,000
2010-03-24Sold$10,800
2009-08-05Sold$77,259
2003-09-19Sold$49,000

For Sale by Agent

AgentBethany Taylor
BrokerageMid-Mitten Realty

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