See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3936 Garnette Ct, Naperville, IL, 60564

3beds
3baths
1,702sqft
$429,900
$253price/sqft
$3,186/moest. monthly cost
$127,440/yrincome needed

About This Home

VERY RARE OPPORTUNITY! Highly rated, award-winning District 204 schools! This beautifully updated 3-bedroom, 2.5-bath townhome is ideally situated on a quiet cul-de-sac and backs to an expansive green belt. The home offers NUMEROUS UPDATES, including a beautifully renovated white Shaker-style kitchen featuring cabinetry extending to the ceiling, LG HI-MACS solid-surface white countertops with an integrated sink, and an elegant marble scalloped-tile backsplash. Crisp white trim throughout the home adds to its bright, fresh, and cohesive appearance. The inviting two-story living room features dramatic skylights, a wood-burning fireplace, and direct access to a private patio. The spacious primary suite includes a cathedral ceiling, a FULLY UPDATED private bathroom, and a walk-in closet. Two additional bedrooms share an UPDATED full hall bathroom, while the convenient second-floor laundry makes everyday living easier. Additional highlights include abundant storage, multiple closets, a private driveway-a rare feature in this community-and an attached garage equipped with a 220V EV charging outlet. Enjoy a peaceful yet convenient location just steps from nearby restaurants and only a few minutes' walk from the community playground, Ashbury's expansive green space, and scenic trails. The home is located within the highly regarded Indian Prairie School District 204, with attendance at Patterson Elementary School, Gregory Middle School, and Neuqua Valley High School.

Getting Around

33
WalkingCar-Dependent
0
TransitNo Nearby Transit
50
BikeBikeable

Schools

8/10
9/10
10/10
Neuqua Valley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal
  • Laundry features: Upper Level,In Unit

Basement

  • Basement: None

Bedroom2

  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Features

  • Walk-In Closet(s),Open Floorplan
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Gas Log,Living Room,Kitchen
  • Fireplace: Yes

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 6X10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,702 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Laundry

  • Level: Second
  • Area: 15
  • Dimensions: 3X5

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds,Insulated Windows,Screens,Skylight(s))
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Shower Only)
  • Level: Second
  • Area: 280
  • Dimensions: 14X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0701142020510000
  • Special condition: None

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 7,579 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Electric Vehicle Charging Station(s),Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$131$1,572
Property Taxes $752$9,024
Electricity $130$1,570
Total$3,186$38,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,234/yr
40% on housing$95,580/yr
45% on housing$84,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 60564$266
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60564$253
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$429,900
2026-07-27Listing removed$435,000
2026-07-17Price change$435,000
2026-07-01Listed for sale$438,000
2026-07-01Listing removed--
2026-06-14Listed for sale$441,000
2026-06-09Pending sale$441,000
2026-06-02Listed for sale$441,000
2024-09-16Sold$421,500
2024-09-10Pending sale$410,000
2024-08-13Contingent$410,000
2024-08-09Listed for sale$410,000
2008-08-29Sold$212,000
2008-06-19Listed for sale$229,000
2005-08-02Sold$210,000
1998-10-15Sold$155,500
1996-03-29Sold$158,000

For Sale by Agent

AgentChristina Chen, CSC
BrokerageCharles Rutenberg Realty of IL

Similar Homes