2118 1st St, Bay City, MI, 48708
About This Home
Motivated Seller! Recent Updates and improvements! 2 Bedroom 1 1/2 bath well cared for property. New in 2025 Energy Efficient Air Conditioning and Furnace for winter and summer comfort. Recently installed lifetime transferable warranty windows to keep utility costs low. Nice size kitchen with newer high grade appliances included. Original hard wood floors under carpet and laminate. Partially finished basement with half bath, laundry area and sitting area / office that could be easily converted into a 3rd bedroom. Relaxi on Your front porch. Close to rail trail for walking and biking enthusiasts. Spacious fenced in double city lot with gated access for possible future pole barn or RV parking. Detached 1.5 car garage currently set up as a work shop-Could be reverted back to garage if desired. Extra shed for storage.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Block,Full,Partially Finished
Bathroom1
- Level: Main
Bedroom1
- Features: Wood
- Level: Main
- Area: 156
Bedroom2
- Features: Carpet
- Level: Main
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Wood,Carpet,Laminate
- Finished area below ground: 100
- Finished area above ground: 824
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,648
- Total interior livable area: 924 sqft
Kitchen
- Features: Laminate
- Level: Main
- Area: 260
Living Room
- Features: Carpet
- Level: Main
- Area: 204
Property
Details
- Parcel number: 0916002240401000
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Sidewalks
- Fencing: Fence Owned
- Frontage type: Road
- Frontage length: 120
Lot
- Lot size: 0.36 Acres
- Features: Large Lot - 65+ Ft.,Sidewalks
- Lot size dimensions: 120 x 130
Parking
- Total spaces: 1.5
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $141 | $1,692 |
| Electricity | $188 | $2,259 |
| Total | $1,087 | $13,044 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $129,900 |
| 2026-07-31 | Price change | $129,900 |
| 2026-07-27 | Listed for sale | $134,900 |
| 2017-04-24 | Sold | $47,900 |
| 2017-03-20 | Listed for sale | $49,900 |
| 2017-02-17 | Listing removed | $49,900 |
| 2016-12-24 | Price change | $49,900 |
| 2016-12-15 | Price change | $51,500 |
| 2016-09-22 | Listed for sale | $54,900 |
| 2007-06-20 | Sold | $40,000 |
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