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15 Campbell Ct, Bridgewater, NJ, 08807

5beds
4baths
3,127sqft
$1,149,000
$367price/sqft
$8,292/moest. monthly cost
$331,680/yrincome needed

About This Home

Situated at the end of a pretty cul-de-sac just off Old York Road lies the level and foliated 1/2 acre parcel offering stunning winter views of this tranquil stretch of the historic Raritan River. A FarmHouse styled, two-story, 5 bedroom, 4 bath colonial boasting just shy of 3,200 square feet will be constructed on the site where a tiny ranch home presently exists. The new home will offer a guest bedroom and full bath on level one and four bedrooms serviced by three full baths level ll. The primary suite will enjoy a beautifully configured bath w/soaking tub and stall shower while two additional bedrooms are served by a large hall bath leaving an en-suite to enjoy a full, private bath. Rich architectural trim, quality hardwood flooring, recessed illumination and a beautiful kitchen offering professional grade appliances, a generous separate dining area and a large, no maintenance deck to enjoy the canopy of mature deciduous foliage in season. There's also plenty of glass allowing for stunning views of the sleepy stretch of the Raritan tributary in the colder months.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition Shingle
  • Construction materials: Vertical Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Gas Water Heater
  • Laundry features: Laundry Room,Level 2

Basement

  • Features: Storage Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second
  • Area: 255

Bedroom2

  • Level: Second
  • Area: 154

Bedroom3

  • Level: Second
  • Area: 169

Bedroom4

  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 195

Family Room

  • Level: First
  • Area: 315

Features

  • Breakfast,Foyer
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Zoned,Natural Gas
  • Cooling features: 2 Units,Central Air,Zoned

Interior Area

  • Total structure area: 3,127
  • Total interior livable area: 3,127 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry,Separate Dining Area
  • Level: First
  • Area: 330

Master Bathroom

  • Features: Soaking Tub,Stall Shower

Property

Details

  • Parcel number: 2706001020000000010005
  • Zoning description: F02

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View

Lot

  • Lot size: 0.62 Acres
  • Features: Cul-De-Sac,Level
  • Lot size dimensions: .629 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$300$3,600
Property Taxes $1,839$22,068
Electricity $344$4,136
Total$8,292$99,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,297/yr
40% on housing$248,760/yr
45% on housing$221,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 08807$328
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08807$359
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-08Listed for sale$1,149,000
1985-03-12Sold$40,000

New Construction

AgentCindy S Freund
BrokerageKeller Williams Towne Square Real

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