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4824 Clearwater Ln, Naperville, IL, 60564

4beds
3baths
2,565sqft
$691,500
$270price/sqft
$5,113/moest. monthly cost
$204,520/yrincome needed

About This Home

Custom Autumn Homes residence offering quality craftsmanship and generous living space! This spacious home features 9' ceilings, volume and tray ceilings, oversized white trim, six-panel doors, oak railings, a bright bay window, and a cozy gas fireplace with a wood mantle. The kitchen offers hardwood floors, granite countertops, upgraded cabinetry, stainless steel appliances, and a sunny bayed eating area. The main level also includes a private office/den and a large laundry room with built-in cabinetry and a utility sink. The primary suite features a vaulted ceiling, skylight, walk-in California Closets, dual vanities, a Jacuzzi tub, and a separate shower. Additional highlights include an irrigation system, insulated carriage-style garage doors, an epoxy-coated garage floor, and a backyard with a paver patio that's perfect for relaxing or entertaining. Conveniently located near shopping, dining, and within walking distance to elementary school and park. Don't miss this exceptional opportunity-schedule your showing today!

Getting Around

18
WalkingCar-Dependent
22
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

9/10
10/10
Neuqua Valley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Eating Area

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 324
  • Dimensions: 18X18

Features

  • Cathedral Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,565 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 54
  • Dimensions: 9X6

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 216
  • Dimensions: 18X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0701154060220000
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 76 X 143

Parking

  • Total spaces: 3
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,496$41,952
Home Insurance *$210$2,520
Property Taxes $1,210$14,520
Electricity $197$2,367
Total$5,113$61,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,302/yr
40% on housing$153,390/yr
45% on housing$136,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 60564$265
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60564$253
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$680,000
2026-07-28Price change$691,500
2026-07-10Listed for sale$699,000
2018-12-28Listing removed$2,595
2018-12-18Price change$2,595
2018-11-14Price change$2,745
2018-10-26Price change$2,830
2018-09-14Price change$3,175
2018-07-07Listed for rent$3,245
2017-08-07Sold$440,000
2017-07-15Pending sale$449,900
2017-06-02Price change$449,900
2017-03-04Price change$459,900
2017-01-19Listed for sale$474,900
2016-12-15Listing removed$474,900
2016-11-03Price change$474,900
2016-10-03Listed for sale$490,000
1999-07-14Sold$263,500
1998-02-27Sold$72,000

For Sale by Agent

AgentMarisa Barragan, CRB
BrokerageCompass REO Incorporated

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