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4634 SABAL KEY DRIVE, Bradenton, FL, 34203

2beds
3baths
1,080sqft
$240,000
$222price/sqft
$1,805/moest. monthly cost
$72,200/yrincome needed

About This Home

Exceptional Value Awaits! Welcome home to this beautiful Key West-style 2-bedroom, 2.5-bath townhome, ideally located in the heart of Bradenton with tranquil lake views and low-maintenance living. An added bonus is the home's assumable FHA mortgage with a very attractive interest rate, offering qualified buyers the potential for significant monthly savings compared to today's market rates. Nestled within a gated, pet-friendly community, residents enjoy an outstanding selection of amenities, including a resort-style pool, clubhouse, tennis courts, pickleball courts, basketball courts, and a playground. The spacious floor plan provides comfortable living and entertaining space, making this home perfect for full-time residents, seasonal homeowners, or investors. The HOA delivers exceptional value by covering water, sewer, trash, lawn care, and exterior maintenance, including the roof, for added peace of mind. Conveniently located near shopping, dining, entertainment, and major commuter routes, this property offers the perfect combination of comfort, convenience, and lifestyle. Don't miss this incredible opportunity to own a move-in-ready home in one of Bradenton's most desirable communities.

Getting Around

28
WalkingCar-Dependent
20
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

4/10
4/10
Braden River High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Kitchen,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Primary Bathroom

  • Features: Tub With Shower
  • Level: Second

Primary Bedroom

  • Features: Dual Closets
  • Level: Second
  • Area: 192
  • Dimensions: 16x12

Property

Details

  • Parcel number: 1697706859
  • Attached to another structure: Yes
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch,Screened
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake

Lot

  • Lot size: 1,040 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$157$1,884
Property Taxes $238$2,856
Electricity $197$2,366
Total$1,805$21,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,885/yr
40% on housing$54,150/yr
45% on housing$48,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 34203$136
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34203$219
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$237,000
2026-08-13Price change$237,777
2026-07-15Price change$240,000
2026-06-06Listed for sale$245,000
2021-03-24Listing removed--
2020-11-13Sold$152,000
2020-10-17Pending sale$151,200
2020-09-07Listed for sale$151,200
2007-05-02Sold$160,000
2003-10-14Sold$125,500
2001-04-02Sold$84,900

For Sale by Agent

AgentDanielle Boven
BrokerageCORCORAN DWELLINGS

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