1381 Nys Rt 9P, Saratoga Springs, NY, 12866
About This Home
Experience the best of Saratoga Lake living in the beautifully updated lakefront townhouse and spectacular views. Whether you're enjoying your morning coffee or entertaining guests, the spacious Trex deck with a retractable awning provides the perfect setting to relax and take in the beauty of the lake. Inside you'll find a home that has been meticulously maintained with numerous recent improvements, including a new gas furnace, central air, newer roof, updated bathrooms, and energy-efficient solar panels for added savings. Don't miss this rare opportunity to own a move-in ready Saratoga Lake retreat with all the upgrades you've been looking for.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1999
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Oven,Gas Water Heater,Microwave,Range Hood,Refrigerator,Tankless Water Heater,Washer/Dryer,Water Softener
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level
Basement
- Has basement: Yes
- Basement: Heated,Interior Entry,Sump Pump,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: First
Features
- High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Ceramic Tile Bath,Crown Molding,Kitchen Island
- Window features: Blinds
- Flooring: Tile,Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,681
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Propane,Propane Tank Leased
- Cooling features: Central Air
Interior Area
- Total structure area: 1,681
- Total interior livable area: 1,681 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 415089 193.6156.3
Features
- Patio & porch: Rear Porch,Awning(s),Composite Deck,Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake/River Across Rd,Lake Front
- Waterbody name: Saratoga Lake
Lot
- Lot size: 0.94 Acres
- Features: Level,Road Frontage,Sprinklers In Front,Sprinklers In Rear,Views,Landscaped,Waterfront
Parking
- Total spaces: 4
- Parking features: Paved,Garage Door Opener,Heated Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $899 | $10,788 |
| Electricity | $277 | $3,333 |
| Total | $5,689 | $68,268 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $824,900 |
| 2026-07-29 | Listed for sale | $849,900 |
| 2011-05-12 | Sold | $425,000 |
| 2004-11-15 | Sold | $319,000 |
View on Zillow