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1204 Bower Ln, Lady Lake, FL, 32159

5beds
3baths
2,301sqft
$499,000
$217price/sqft
$3,664/moest. monthly cost
$146,560/yrincome needed

About This Home

Listed by Properties of The Villages, agent is John Michael Rohan (352) 255 5294, posted here by request of seller. Location, space, and privacy come together in this rare 5-bedroom, 3-bath home situated on an oversized cul-de-sac homesite in a quiet, non-age-restricted community just minutes from shopping, dining, and entertainment. Enjoy convenient access to both Spanish Springs and Lake Sumter Landing while coming home to your own private retreat. Designed for comfortable living and entertaining, the backyard features a screened swimming pool, full pool bath, above-ground hot tub, and mature landscaping that creates exceptional privacy. Inside, the unique floor plan offers incredible flexibility with a separate wing featuring 2 bedrooms and 1 full bath served by its own dedicated mini-split system, ideal for multi-generational living, extended guests, or a private home office setup. Major improvements provide peace of mind, including a 2021 roof, remodeled bathrooms, luxury vinyl flooring, pool installation, and mini-split system all completed in 2016. Additional updates include a 2014 HVAC system and 2014 water heater. If you've been searching for a home that offers room to grow, privacy to enjoy, and a central location close to everything Central Florida has to offer, 1204 Bower Lane deserves a closer look. Schedule your private showing today.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Carver Middle SchoolGrades 6-87.2 mi
2/10
Leesburg High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,301 sqft

Property

Details

  • Parcel number: 181824190000002700

Features

  • Exterior features: Wood,Metal

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$263$3,156
Property Taxes $647$7,764
Electricity $231$2,778
Total$3,664$43,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,622/yr
40% on housing$109,920/yr
45% on housing$97,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$127
Lake County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Price change$499,000
2026-06-06Listed for sale$549,000
2002-03-13Sold$176,100

For Sale by Owner

AgentProperty Owner

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