411 Oneida St, Fulton, NY, 13069
About This Home
DON'T MISS OUT! Welcome to this charming 2-unit multi-family property located in the heart of Fulton. This is the perfect opportunity for both investors or homeowners looking to earn rental income. Both units are clean and have been nicely maintained; each features 2 bedrooms and 1 full bath, nice sized kitchens, great natural light AND each unit has its own in-unit laundry area with washers and dryers conveying! * Solid rental history * Separate utilities *Newer hot water heaters *Chimney was (mostly) rebuilt 5+/- yrs ago. * Shed is approx. 9 yrs old, has been reroofed and is in good condition. Recent improvements include the following: Lower unit / Fresh paint throughout, newer stove, new ceiling fan/light, new front door and hardware. Upper unit / New refrigerator. Whether you're seeking a solid investment opportunity or you're looking to live in one unit while generating rental income from the other, this could be the one you've been waiting for!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Skylights
- Window features: Leaded Glass,Skylight(s),Thermal Windows
- Flooring: Carpet,Tile,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Property
Details
- Parcel number: 35040023605600010250000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 4,900 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot
- Lot size dimensions: 33 x 148
Parking
- Parking features: Other,See Remarks,Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $555 | $6,660 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $178 | $2,136 |
| Electricity | $246 | $2,954 |
| Total | $1,038 | $12,456 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $109,900 |
| 2026-07-24 | Listed for sale | $109,900 |
| 2011-01-11 | Sold | $49,440 |
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