414 W 1st St S, Fulton, NY, 13069
About This Home
Looking for your next investment opportunity? This duplex is full of potential and ready for someone with a vision! Offering a spacious 3-bedroom, 1.5-bath unit on one side and a 1-bedroom, 1-bath unit on the other, there’s plenty of opportunity to renovate, add value, and generate rental income. The property does need updates and is being sold as-is, but with some work it could really shine. The 3-bedroom unit currently has only the downstairs toilet in working order, as plumbing repairs are needed for the remaining bathroom fixtures. Conveniently located on Main Street, you’ll be close to shopping, restaurants, schools, and other everyday amenities. Outside, you’ll find a detached 2-car garage along with plenty of off-street parking. The sauna and exercise bike may stay with an acceptable offer. Whether you’re looking to add to your investment portfolio or live in one unit while renting the other, this property offers a great opportunity to make it your own! Showings for 3 bed 1.5 ba apartment only, second unit will be shown upon submission of a written offer. Delayed showings, starting 7/12, 12pm. Thank you for showing.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Laminate,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,710
- Total interior livable area: 2,710 sqft
Property
Details
- Parcel number: 35040025302300030060000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Enclosed Porch,Fully Fenced,Porch
- Fencing: Full
Lot
- Lot size: 0.26 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 66 x 169
Parking
- Total spaces: 2
- Parking features: Concrete,Two or More Spaces,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $54 | $648 |
| Property Taxes | $162 | $1,944 |
| Electricity | $447 | $5,374 |
| Total | $1,168 | $14,016 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $99,900 |
| 1998-09-24 | Sold | $66,000 |
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