137 W Schuyler St, Oswego, NY, 13126
About This Home
Investment opportunity or owner-occupied home in the heart of Oswego! This spacious 4 bedroom, 2 bath residence offers approximately 1,400 square feet of living space and a flexible floor plan ideal for investors, owner occupants, or those seeking extra room at an affordable price point. Originally built around 1890, the home blends classic character with practical functionality. The generous layout features large living and dining areas, a spacious kitchen, and two full bathrooms, providing plenty of room for everyday living. The property sits on a manageable city lot with backyard space for outdoor enjoyment and off-street parking. Currently utilized as a rental property, the home's size, bedroom count, and convenient location make it attractive to both long-term tenants and the strong student rental market associated with SUNY Oswego. Easy access to downtown Oswego, local restaurants, shopping, schools, parks, and the Lake Ontario waterfront. Whether you're looking to expand your investment portfolio, generate rental income, or purchase a primary residence with plenty of space, 137 W Schuyler Street offers versatility, value, and strong potential in a growing market.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1890
Materials
- Foundation: Block
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Carpet,Laminate,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 35120012706000060230000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway
Lot
- Lot size: 3,598 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 24 x 150
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $621 | $7,452 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $199 | $2,388 |
| Electricity | $246 | $2,954 |
| Total | $1,143 | $13,716 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $122,900 |
| 2026-06-19 | Listed for sale | $125,000 |
| 2026-03-09 | Listing removed | $1,600 |
| 2026-01-14 | Listed for rent | $1,600 |
| 2023-09-06 | Sold | $103,000 |
| 2004-11-10 | Sold | $22,000 |
| 1999-07-09 | Sold | $20,000 |
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