139 W Schuyler St, Oswego, NY, 13126
About This Home
This spacious 5 bedroom, 1.5-bath home offers over 1,500 square feet of living space and is currently tenant occupied, making it an attractive option for investors seeking immediate rental income or buyers looking for a property with long-term potential. Inside, you'll find generously sized rooms and beautiful hardwood flooring throughout much of the first floor, adding warmth and character to the home's classic charm. The functional layout provides ample living space, while the five bedroom configuration offers flexibility for a variety of living arrangements. Situated on a large lot in a convenient location close to downtown Oswego, schools, shopping, restaurants, and Lake Ontario, this property combines space, location, and opportunity. Whether you're looking to expand your investment portfolio or purchase a home with room to grow, this place is worth a look!!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1890
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Other,See Remarks
- Flooring: Hardwood,Laminate,Varies
Heating
- Heating features: Gas,Hot Water,Radiant
Interior Area
- Total structure area: 1,513
- Total interior livable area: 1,513 sqft
Property
Details
- Parcel number: 35120012706000060250000000
- Special condition: Standard
Features
- Exterior features: Blacktop Driveway
Lot
- Lot size: 5,614 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot
- Lot size dimensions: 48 x 117
Parking
- Parking features: Detached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $672 | $8,064 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $215 | $2,580 |
| Electricity | $250 | $3,000 |
| Total | $1,220 | $14,640 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $132,900 |
| 2026-06-18 | Listed for sale | $135,000 |
| 2022-07-07 | Listing removed | -- |
| 2022-06-21 | Price change | $1,500 |
| 2022-06-08 | Listed for rent | $2,250 |
| 2021-10-04 | Sold | $105,000 |
| 1995-12-11 | Sold | $41,500 |
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