See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15 E 7th St, Oswego, NY, 13126

4beds
2baths
1,738sqft
$199,900
$115price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Comfortable 4 bedroom neighborhood home with everything NEW! This home is located just a short walk from Fort Ontario which overlooks Lake Ontario! Outside you see quite the transformation, including new siding, new windows, new back deck and a new roof! Inside has a beautiful floor plan, complete with a large living space, big formal dining room, a full bath with laundry hookups on the first floor and an amazing eat-in kitchen with center island! The 4 bedrooms are each a generous size and are finished with quality wall-to-wall carpeting. Whether you choose to relax on the fully enclosed front porch on a rainy day or master your barbecue on the back deck, this home is set up to start living!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
6/10
Oswego Middle SchoolGrades 7-82.2 mi
3/10
Oswego High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Quartz Counters
  • Flooring: Carpet,Resilient,Varies

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,738 sqft

Property

Details

  • Parcel number: 35120012804000030420000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Concrete Driveway,Deck,Enclosed Porch,Porch

Lot

  • Lot size: 3,301 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 33 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$125$1,500
Property Taxes $324$3,888
Electricity $287$3,446
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 13126$122
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13126$124
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$199,900
2026-07-13Contingent$199,900
2026-06-29Listed for sale$199,900
2021-04-09Sold$22,000
2021-02-24Pending sale$25,000
2021-01-12Price change$25,000
2020-09-23Price change$28,000
2020-08-24Price change$33,000
2019-11-06Price change$35,000
2019-03-06Listed for sale$38,500

For Sale by Agent

AgentJeffrey Tonkin
BrokerageCentury 21 Galloway Realty

Similar Homes