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213 E 2nd St, Oswego, NY, 13126

2beds
2baths
888sqft
$89,000
$100price/sqft
$896/moest. monthly cost
$35,840/yrincome needed

About This Home

Calling all investors, flippers, and renovation enthusiasts! This property is ready for its next chapter and offers a fantastic opportunity to bring your vision to life. A complete rehab is needed, but many of the major updates have already been started, providing an excellent foundation for your renovation project. The main level features a spacious formal living room, a formal dining room, and a kitchen designed with a breakfast nook, center island, and a hookup ready for a pot filler. An enclosed front porch adds additional living space, while a side porch offers convenient access to the home. A first-floor full bathroom includes washer and dryer hookups for added convenience. Upstairs, you’ll find two bedrooms, a second full bathroom, and electric baseboard heat. Outside, the property offers a two-car driveway and a small side yard. Several important improvements have already been completed, including newer windows, new electrical, and a newer roof featuring both shingle and metal roofing. To help jumpstart the renovation, sheetrock and insulation materials currently on-site will convey with the sale for the new owner to utilize. Whether you’re looking for your next investment property or a home to customize from the ground up, this property offers endless potential to create something truly special.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Oswego Middle SchoolGrades 7-81.4 mi
3/10
Oswego High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Separate/Formal Living Room,Other,See Remarks
  • Flooring: Other,See Remarks

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Property

Details

  • Parcel number: 35120012807200020430000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 4,125 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 55 x 75

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$56$672
Property Taxes $144$1,728
Electricity $246$2,954
Total$896$10,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,720/yr
40% on housing$26,880/yr
45% on housing$23,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 13126$123
Oswego County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 13126$124
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$89,000
2021-06-22Sold$30,000
2021-06-01Pending sale$32,900
2021-05-05Contingent$32,900
2021-04-23Price change$32,900
2021-03-03Price change$39,900
2020-10-16Price change$44,000
2020-06-22Listed for sale$49,900

For Sale by Agent

AgentBrooke Wills
BrokerageCentury 21 Galloway Realty

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