209 E 7th St, Oswego, NY, 13126
About This Home
Welcome to 209 East 7th Street in the City of Oswego! This spacious four-bedroom, two-full-bath home offers approximately 1,595 square feet of living space and a versatile floor plan ready to fit a variety of needs. Built in 1890, the property showcases the character and charm of an older Oswego home while providing plenty of room for everyday living, entertaining, a home office, or guest accommodations. Outside, the manageable city lot offers space to relax without overwhelming upkeep. Conveniently situated near local shops, restaurants, schools, parks, and all that downtown Oswego has to offer. Whether you are searching for your next home or a promising investment opportunity, this property is full of potential and ready for its next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1890
Materials
- Foundation: Block,Stone
- Construction materials: Shake Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Partial,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary
- Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl
Heating
- Heating features: Gas,Hot Water,Steam
Interior Area
- Total structure area: 1,452
- Total interior livable area: 1,452 sqft
Property
Details
- Parcel number: 35120012807300040320000000
- Special condition: Standard
Features
- Exterior features: Blacktop Driveway
Lot
- Lot size: 6,433 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 55 x 117
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,112 | $13,344 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $357 | $4,284 |
| Electricity | $246 | $2,954 |
| Total | $1,853 | $22,236 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $204,900 |
| 2026-07-31 | Listed for sale | $220,000 |
| 2023-02-17 | Sold | $160,000 |
| 2022-11-14 | Pending sale | $145,000 |
| 2022-10-16 | Price change | $145,000 |
| 2022-10-07 | Listed for sale | $149,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-09-06 | Sold | $82,000 |
| 2018-07-06 | Pending sale | $84,700 |
| 2018-06-27 | Listed for sale | $84,700 |
| 2013-10-23 | Sold | $69,000 |
| 2008-07-13 | Listing removed | $109,000 |
| 2008-06-07 | Price change | $109,000 |
| 2008-05-24 | Listed for sale | $105,000 |
| 1999-05-06 | Sold | $47,000 |
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