121 W 9th St, Oswego, NY, 13126
About This Home
Completely transformed inside and out -- this stunning 2-bedroom, 2-full-bath neighborhood home offers the meticulous quality and care by an owner planning to stay. The thoughtfully designed main level features a bright, open floor plan optimized for easy first-floor living, while the entire second floor serves as a private primary suite complete with ample closets and comfortable bath. This home also has tight, sprayed-in insulation and new electric heating & cooling -- keeping this home comfortable year-round. Outside, the home boasts a new roof & siding, a welcoming deep front porch, a back deck ideal for entertaining, and an extra-large storage/hobby shed. Turnkey, sunlit, and beautifully updated, this exceptional home is ready for its next owner. COMING SOON: A brand-new driveway has already been contracted and will be completed before closing.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Architectural,Shingle
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Other,Spray Foam Insulation,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen,Kitchen Island,Bedroom on Main Level
- Flooring: Tile,Varies
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,040
- Total interior livable area: 1,040 sqft
Property
Details
- Parcel number: 35120014602200030130000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open,Porch
- Exterior features: Blacktop Driveway,Deck
Lot
- Lot size: 4,486 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 34 x 132
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $324 | $3,888 |
| Electricity | $246 | $2,954 |
| Total | $1,705 | $20,460 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $199,900 |
| 2014-06-25 | Sold | $15,000 |
| 2002-05-21 | Sold | $54,487 |
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