27 Ellen St, Oswego, NY, 13126
About This Home
Welcome to 27 Ellen Street! This home has been in the same family for generations and has been truly loved and cared for over the years and now it’s ready for its next owner to make memories of their own. The kitchen has been completely renovated and brought back to life, creating a bright, welcoming space to gather with family and friends. The main floor offers one bedroom, while upstairs you’ll find two additional bedrooms and a full bath. A new water heater is already in place, giving you one less thing to worry about. Situated on an oversized city lot, there’s plenty of room to enjoy summer BBQs, gardening, pets, playtime, or simply relaxing outdoors. Located in the Kingsford Park Elementary School district and just minutes from schools, shopping, restaurants, and downtown Oswego, you’ll love the convenience this location offers. Move-in ready, full of charm, and packed with potential, this is the kind of home that just feels good the moment you walk through the door. Come take a look—you might just fall in love.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone
- Construction materials: Other,Spray Foam Insulation,See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Bedroom on Main Level
- Flooring: Hardwood,Laminate,Varies
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total structure area: 1,365
- Total interior livable area: 1,365 sqft
Property
Details
- Parcel number: 35120014602400030200000000
- Special condition: Estate
Features
- Levels: Two
- Stories: 2
- Exterior features: Concrete Driveway
Lot
- Lot size: 10,001 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 50 x 200
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $833 | $9,996 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $267 | $3,204 |
| Electricity | $246 | $2,954 |
| Total | $1,449 | $17,388 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $164,900 |
| 2026-06-02 | Listed for sale | $175,000 |
View on Zillow