




35 Pepper Dr, Cleveland, NY, 13042
About This Home
Escape to lakeside living in this charming A-frame log cabin, ideally situated on the desirable north shore of Oneida Lake. Designed for year-round enjoyment, this unique home combines rustic character with thoughtful updates and breathtaking waterfront views. The inviting enclosed porch welcomes you into a bright, open floor plan featuring an updated kitchen with both granite and quartz countertops. The kitchen flows seamlessly into the living room, dining area, and an additional sitting space with flexible panels, creating a versatile layout for entertaining or relaxing while taking in the spectacular lake views. Just outside, a spacious upper deck provides the perfect setting for grilling, outdoor dining, and entertaining family and friends while enjoying panoramic views of the lake. The updated full bathroom adds modern comfort, while the spacious loft serves as the primary bedroom, overlooking the home's warm and inviting living spaces. The walk-out basement expands the living area with a cozy wood-burning stove and three additional finished rooms that can easily function as bedrooms, a home office, den, studio, or hobby space to suit your lifestyle. Outside, the level yard leads directly to the lakefront, where you'll enjoy a private dock and boat lift for effortless days on the water. A detached 2.5-car garage provides ample storage, while the finished, unheated shed offers endless possibilities as a "she shed", bunkhouse, artist's studio, workshop, or creative retreat. Whether you're searching for a full-time residence or the perfect waterfront getaway, this exceptional Oneida Lake property offers the ideal blend of comfort, flexibility, and unforgettable views.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1979
Materials
- Foundation: Block
- Roof: Metal,Shingle
- Construction materials: Aluminum Siding,Log,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access
Bedroom1
- Level: Second
Bedroom2
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Den
- Level: Basement
Den
- Level: Basement
Dining Room
- Level: First
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Den,Separate/Formal Living Room,Granite Counters,Home Office,Kitchen Island,Living/Dining Room,Partially Furnished,Quartz Counters,Sliding Glass Door(s),Natural Woodwork,Convertible Bedroom,Loft
- Door features: Sliding Doors
- Flooring: Other,See Remarks
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Loft
- Level: Second
Other
- Level: Basement
Property
Details
- Parcel number: 35268931201000020240000000
- Special condition: Standard
Features
- Patio & porch: Deck,Patio
- Exterior features: Blacktop Driveway,Deck,Dock,Enclosed Porch,Porch,Patio,See Remarks
- On waterfront: Yes
- Waterfront features: Boat Ramp/Lift Access,Dock Access,Lake
- Waterbody name: Oneida Lake
- Frontage length: 106
Lot
- Lot size: 1.10 Acres
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 105 x 445
Parking
- Total spaces: 2.5
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $731 | $8,772 |
| Electricity | $246 | $2,954 |
| Total | $3,469 | $41,628 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $449,900 |
| 2026-08-03 | Listed for sale | $449,900 |
| 2015-08-10 | Sold | $197,500 |
| 2015-06-09 | Price change | $199,900 |
| 2015-04-17 | Listed for sale | $219,000 |
| 2014-09-26 | Listing removed | $234,900 |
| 2014-04-04 | Listed for sale | $234,900 |
| 2013-12-01 | Listing removed | $244,564 |
| 2013-09-03 | Price change | $244,564 |
| 2013-08-20 | Price change | $259,000 |
| 2013-02-04 | Listed for sale | $269,000 |
| 2006-10-10 | Sold | $212,500 |
| 2002-04-02 | Sold | $128,000 |
| 2000-05-01 | Sold | $125,000 |
