20915 W Walton Rd, Wilmington, IL, 60481
About This Home
If you have a toolbox and a pontoon boat this is the opportunity for you. This 2-bedroom home is on a picturesque 1.7-acre wooded river property. Located on boatable Kankakee River water makes this a must have property. The house needs a lot of work, but this price at this location leaves plenty of room for improvement or just starting over. This is an As-Is sale and will be cash or reno financing only. Don't blink on this one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 150
- Dimensions: 15X10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 208
- Dimensions: 16X13
Family Room
- Level: Main
- Area: 360
- Dimensions: 20X18
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 0
- Total interior livable area: 1,400 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14X12
Laundry
- Level: Main
- Area: 54
- Dimensions: 9X6
Loft
- Level: Second
- Area: 150
- Dimensions: 15X10
Master Bedroom
- Level: Main
- Area: 160
- Dimensions: 16X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0825192010130000
- Special condition: None
Features
- Stories: 1
- Has view: Yes
- View description: Water,Back of Property
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 1.60 Acres
- Features: Wooded,Mature Trees
- Lot size dimensions: 107x706x110x695
Parking
- Total spaces: 4
- Parking features: Yes,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $420 | $5,040 |
| Electricity | $130 | $1,569 |
| Total | $1,928 | $23,136 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $240,000 |
| 2026-03-24 | Listed for sale | $269,900 |
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