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20 S Jefferson St, Pulaski, NY, 13142

6beds
2baths
2,293sqft
$279,999
$122price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

Welcome to 20 S. Jefferson St. in Pulaski, a newly remodeled two-unit home in a prime village location directly across from the world-famous Salmon River. This versatile property offers multiple possibilities—live in one unit and rent the other, create a short-term rental, or convert it into a spacious single-family home with the simple removal of one wall. Recent updates include a new roof, high-efficiency furnace with on-demand hot water, updated lighting, ceiling fans, laminate flooring, appliances, and fresh paint throughout. The downstairs apartment features butcher block countertops, beautifully refinished hardwood floors, spacious rooms, and custom sliding barn doors. The upstairs apartment offers three bedrooms with potential for a fourth, some newer windows, and a charming clawfoot bathtub. A detached two-car garage with loft space provides excellent storage, and both units offer convenient off-street parking. Enjoy evenings around the outdoor fire pit after a day of work or time spent on the river. Located just minutes from Lake Ontario and some of the area's best fishing, this property is ideal for homeowners, investors, or those looking for the perfect fishing getaway.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Pulaski Elementary SchoolGrades PK-50.5 mi
7/10
Pulaski High SchoolGrades 6-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Baseboard,Hot Water,Radiator(s)

Interior Area

  • Total structure area: 2,293
  • Total interior livable area: 2,293 sqft

Property

Details

  • Parcel number: 35500105901500020070000000
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Enclosed Porch,Porch,Patio

Lot

  • Lot size: 10,092 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 87 x 116

Parking

  • Total spaces: 2
  • Parking features: Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$131$1,572
Property Taxes $454$5,448
Electricity $378$4,547
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 13142$269
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13142$140
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$289,999
2026-04-17Price change$294,999
2026-03-16Listed for sale$299,999
2024-09-12Sold$70,000
2022-11-01Sold$45,000
2022-09-13Pending sale$52,000
2022-08-04Price change$52,000
2022-07-19Price change$57,000
2022-05-13Listed for sale$64,000
2011-11-30Sold$23,000

For Sale by Agent

AgentJaclyn Thomas
BrokerageHunt Real Estate ERA

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