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1947 Harwood Dr, Lacona, NY, 13083

4beds
3baths
2,862sqft
$327,500
$114price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

This large, old-style home in the charming Village of Lacona has plenty to offer. Original woodworking and built in cabinetry is found throughout. The expansive main story features the kitchen, dining and living rooms. Off the dining, you'll find the first of four bedrooms. An impressively sized laundry/mud room connects the kitchen to the garage, SUNROOM (with dry bar), and one of two full bathrooms. The attached 2.5 bay garage is completely insulated with its own furnace. Above the garage is a fully finished BONUS/FLEX SPACE with a half bath. The remaining three larger bedrooms and one full bath are found on the second story of the home. Outside, you'll find two covered porches, beautifully manicured gardens, an oversized paved driveway, a 12'x24' shed, and a private backyard. Located close to 81 for easy commutes, groceries, gas, and endless Tug Hill recreation are all a stones throw away.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Sandy Creek High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1870

Materials

  • Foundation: Stone,Slab
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Country Kitchen,Storage,Bar,Bedroom on Main Level,Workshop
  • Flooring: Carpet,Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 2,862 sqft

Property

Details

  • Parcel number: 35520102900800010050000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,See Remarks

Lot

  • Lot size: 0.74 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 107 x 300

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,656$19,872
Home Insurance *$234$2,808
Property Taxes $532$6,384
Electricity $472$5,675
Total$2,894$34,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 13083$125
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13083$133
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$327,500
2026-06-05Listed for sale$333,500
2008-08-27Sold$142,000

For Sale by Agent

AgentVicky Taylor
BrokerageBerkshire Hathaway HomeServices CNY Realty Watn

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