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3 Richter Dr, Pulaski, NY, 13142

6beds
4baths
2,360sqft
$499,900
$212price/sqft
$3,963/moest. monthly cost
$158,520/yrincome needed

About This Home

Rare Opportunity! Not 1 or 2 but 3 Homes on One Lot In Sandy Pond With Waterview! Dock and Boat Access! Beach is just A Short Walk Away! This Home Was Once A Camp That Was Added On Years Ago Into A Spacious Open Concept Home! But Now HAs A Separate Modular Home And A Fishing Cabin With Kitchen Bath and Sleeping Area! Whether Owner Occupied Or Investor This Is Quite The Property That You Can Live And Also Rent! 2 Beds 1 Bath, 3 Bed 2 Baths and 1 Bed 1 Bath! Also An Attached Garage with the Main Home! So Much Potential And The Lake Is Calling! Summer Is Almost Here!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Sandy Creek High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home,Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Oven,Gas Range,Propane Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 6

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Kitchen Island,Living/Dining Room,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Varies

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 2,360
  • Total interior livable area: 2,360 sqft

Property

Details

  • Parcel number: 35528902701100040010000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Dock,Gravel Driveway,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Lake Ontario

Lot

  • Lot size: 0.67 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 187 x 157

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$234$2,808
Property Taxes $812$9,744
Electricity $390$4,680
Total$3,963$47,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,874/yr
40% on housing$118,890/yr
45% on housing$105,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 13142$265
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13142$140
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$395,000
2026-05-22Listed for sale$499,900

For Sale by Agent

AgentStephen Skinner
BrokerageSkinner & Assoc. Realty LLC

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