See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4356 State Route 49, Phoenix, NY, 13069

6beds
3baths
2,000sqft
$324,900
$162price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

Large 6 bedroom, 3 bath Raised Ranch situated on a secluded 3 acre lot features new bathrooms, furnace, floor covering and interior paint. Great home for the large family with room to roam. The first floor includes 4 bedrooms, 2 baths, large family room, foyer, laundry hookup and storage/utility room. The second floor includes an eat-in kitchen, dining room, great room with cathedral ceiling and sliding glass door leading to the deck, 2 bedrooms, 1 bath and laundry hookup. The square footage stated in the tax records is incorrect. This is a two story home. Square footage is estimated by the seller and may not be exact.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Other,See Remarks,Sliding Glass Door(s),Storage,Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Electric,Propane,Baseboard,Forced Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 35548925700000010021200000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Gravel Driveway

Lot

  • Lot size: 3 Acres
  • Features: Irregular Lot,Secluded
  • Lot size dimensions: 25 x 0

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$176$2,112
Property Taxes $527$6,324
Electricity $330$3,966
Total$2,675$32,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 13069$107
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13069$119
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$314,900
2026-06-30Listed for sale$324,900
2022-07-14Listing removed--
2022-04-15Listed for sale$180,000
2018-08-13Sold$35,000

For Sale by Agent

AgentKurt Wossner
BrokerageWorld United Realty Inc.

Similar Homes