112 Lock Haven Beach Rd, Oswego, NY, 13126
About This Home
Stunning custom-built Lake Ontario waterfront home completed in 2021, offering 2,500 square feet of exceptional craftsmanship and luxury living. This beautifully designed 3-bedroom, 3 full bath home features two spacious en-suite bedrooms, each with walk-in closets & baths, providing comfort and privacy for family and guests alike. Every detail was thoughtfully curated, from the art tile throughout to the soaring 10-foot ceilings and solid, rich mission-style doors and woodwork. Expansive walls of windows showcase breathtaking lake views and fill the home with natural light. The gourmet kitchen is appointed with granite countertops, top-of-the-line appliances, and premium finishes throughout. Additional highlights include on-demand hot water, stunning wood ceilings, and high-end custom touches at every turn. Step outside to an expansive back deck complete with a hot tub — the perfect setting to relax and enjoy the waterfront scenery. The shoreline has been exceptionally reinforced with 100 tons of limestone used to construct a new seawall, adding both beauty and peace of mind. No detail was spared in creating this extraordinary Lake Ontario retreat. This property comes with an additional lot that is 40' x 162' therefore water frontage is 144'.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2019
Materials
- Foundation: Poured
- Roof: Architectural,Shingle
- Construction materials: Foam Insulation,SprayFoam Insulation,Wood Siding,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Furnished,Separate/Formal Living Room,Home Office,Hot Tub/Spa,Kitchen Island,Quartz Counters,Sliding Glass Door(s),Loft,Main Level Primary
- Door features: Sliding Doors
- Flooring: Hardwood,Tile,Varies
Heating & Cooling
- Heating features: Electric,Propane,Baseboard,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,380
- Total interior livable area: 2,380 sqft
Property
Details
- Parcel number: 35560009401100010300000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Dirt Driveway,Deck,Hot Tub/Spa,Propane Tank - Leased
- Has spa: Yes
- Spa features: Hot Tub
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Lake Ontario
- Frontage length: 110
Lot
- Lot size: 0.39 Acres
- Features: Irregular Lot,Other,See Remarks
- Lot size dimensions: 104 x 162
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $693 | $8,316 |
| Property Taxes | $1,787 | $21,444 |
| Electricity | $393 | $4,719 |
| Total | $8,435 | $101,220 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-01 | Listed for sale | $1,100,000 |
| 2024-09-30 | Listing removed | $999,999 |
| 2023-11-04 | Listed for sale | $999,999 |
| 2023-10-01 | Listing removed | -- |
| 2023-07-19 | Listed for sale | $1,100,000 |
| 2004-08-31 | Sold | $215,000 |
View on Zillow