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160 Joe Fultz Blvd, Oswego, NY, 13126

2beds
1baths
840sqft
$199,000
$237price/sqft
$1,700/moest. monthly cost
$68,000/yrincome needed

About This Home

Enjoy lakeside living in this beautifully updated 2-bedroom home in the Town of Scriba, perfectly situated along the shores of Lake Ontario. Take in breathtaking sunsets right from the water, creating the perfect backdrop for relaxing evenings. This home features a newly remodeled kitchen with modern finishes, along with all new flooring throughout, giving the space a fresh and move-in ready feel. Recent updates also include new heating, providing comfort and efficiency year-round. Designed for convenience, this home offers first-floor living, making it ideal for a variety of lifestyles. Outside, you’ll find a newly installed stone driveway, adding both curb appeal and functionality. Step out and unwind by the lake, where you can enjoy the peaceful setting with your favorite beverage and the soothing sounds of the water. Whether you're looking for a year-round residence, vacation getaway, or investment opportunity, this property offers the perfect combination of updates, location, and waterfront charm. Don’t miss your chance to own a piece of Lake Ontario—schedule your private showing soon. Delayed showings until April 15th 2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Oswego Middle SchoolGrades 7-84.8 mi
3/10
Oswego High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Other,See Remarks,Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Cooktop,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Bedroom on Main Level
  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 35560009401700010360000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Ontario
  • Frontage length: 50

Lot

  • Lot size: 0.31 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 50 x 284

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$125$1,500
Property Taxes $323$3,876
Electricity $246$2,954
Total$1,700$20,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,285/yr
40% on housing$51,000/yr
45% on housing$45,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 13126$121
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13126$124
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$229,900
2025-07-25Sold$92,000
2025-05-26Pending sale$125,000
2025-04-03Listed for sale$125,000

For Sale by Agent

AgentMichaelanne Vail
BrokerageCentury 21 Leah's Signature

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