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3442 County Route 57, Oswego, NY, 13126

1beds
1baths
768sqft
$225,000
$293price/sqft
$1,889/moest. monthly cost
$75,560/yrincome needed

About This Home

Welcome to Your Private Slice of Nature with Oswego River Views! Nestled on a stunning and serene piece of land, this unique property offers the perfect blend of comfort and natural beauty. Surrounded by lush greenery, you'll find 4 varieties of apple trees, plum trees an abundance of berry bushes (including raspberries, long berries, and more), and a vibrant mix of plants that bloom throughout the seasons.Take in the breathtaking views of the Oswego River. Whether you're an avid gardener, nature lover, or simply seeking peace and privacy, this home delivers. Winding trails meander through the property—perfect for peaceful walks, or off-road exploring. The home itself is warm and inviting. It is currently a 1 bedroom 1 bath but it could be a 2 bedroom home. Whether you’re relaxing on the porch, entertaining in the yard, or setting off for a ride through your own private trail network, this property invites you to enjoy the outdoors year-round. Public water is available at the road but owners have never have the well run dry in the 80 years that they and their parents have lived here. 14x28 Shed, and 2 10x10 sheds also on the property. Don’t miss your chance to own this rare retreat where home, nature, and riverfront beauty live in perfect harmony.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Volney Elementary SchoolGrades PK-64.9 mi
5/10
4/10
G Ray Bodley High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Other,See Remarks
  • Flooring: Carpet,Laminate,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 35580018401400030010100000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway,Propane Tank - Leased

Lot

  • Lot size: 31.54 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 120 x 300

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$141$1,692
Property Taxes $365$4,380
Electricity $246$2,954
Total$1,889$22,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,765/yr
40% on housing$56,670/yr
45% on housing$50,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 13126$121
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13126$124
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$274,000
2026-03-22Price change$280,000
2025-11-06Price change$285,000
2025-10-17Price change$299,000
2025-09-17Price change$310,000
2025-06-07Listed for sale$315,000

For Sale by Agent

AgentCaitlin Reynolds Gilkey
BrokerageCentury 21 Galloway Realty

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