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3247 County Route 57, Oswego, NY, 13126

4beds
3baths
2,051sqft
$193,900
$95price/sqft
$1,755/moest. monthly cost
$70,200/yrincome needed

About This Home

This property offers an incredible opportunity for investors or buyers looking to build equity. Featuring over 2,000 square feet of living space, this home includes 4 spacious bedrooms and 2.5 bathrooms, providing a solid foundation for renovation or customization. Situated on a generous 1.19-acre lot along the scenic Oswego River, the property offers both privacy and picturesque natural surroundings. This home features 130 feet of water frontage on the Oswego River. Whether you're looking for your next investment project or a property to transform into your dream home, this one is full of possibilities. This home is ready for your personal touch and customization; bring your vision and make it your own. This property is available through an exciting auction event. All auction properties are subject to a 5% buyer's premium fee. Ideal for cash buyers looking for a project. This property is featured in an auction on Xome, please submit all bids there.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Volney Elementary SchoolGrades PK-64.1 mi
5/10
4/10
G Ray Bodley High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,051
  • Total interior livable area: 2,051 sqft

Property

Details

  • Parcel number: 35580020100700010070000000
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Oswego River
  • Frontage length: 130

Lot

  • Lot size: 1.19 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 275 x 351

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$122$1,464
Property Taxes $315$3,780
Electricity $338$4,067
Total$1,755$21,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,171/yr
40% on housing$52,650/yr
45% on housing$46,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 13126$122
Oswego County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 13126$124
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentThomas Tarry JR
BrokerageMove Real Estate

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