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92 Camic Rd, Central Square, NY, 13036

2beds
2baths
1,200sqft
$179,900
$150price/sqft
$1,507/moest. monthly cost
$60,280/yrincome needed

About This Home

If you've been looking for a home with space to spread out and a great location, this Cape Cod is one you won't want to miss! Situated on a double corner lot totaling over half an acre, this 1,200 sq. ft. home offers 2 bedrooms and 2 full bathrooms with plenty of charm throughout. Step inside to find hardwood floors throughout, a comfortable living room and dining room combination, and a spacious kitchen featuring a gas stove, dishwasher, and plenty of room for meal prep and everyday living. The first floor also offers a full bathroom, while upstairs you'll find two bedrooms and a second full bath, providing a private space for family or guests. Full basement great for storage! Outside, you'll love the spacious yard with a granite fire pit—perfect for summer nights, entertaining, or simply relaxing. Partially fenced backyard, a blacktop driveway, public water and sewer, and the oversized double corner lot provide plenty of room to enjoy the outdoors. Includes a 1-car detached garage also! Located just a short walk from Oneida Lake and only 20 minutes from Syracuse, you'll enjoy the convenience of an easy commute while being close to boating, fishing, and everything the lake has to offer. The seller has completed many updates over the past 10 years, giving you added peace of mind. Be sure to ask for the complete list of improvements and come see everything this property has to offer!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Paul V Moore High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Range Hood
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Country Kitchen,Living/Dining Room
  • Flooring: Hardwood,Laminate,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 35600030700800070210000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway,Fence
  • Fencing: Partial

Lot

  • Lot size: 0.54 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 202 x 115

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$60$720
Property Taxes $292$3,504
Electricity $246$2,954
Total$1,507$18,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,668/yr
40% on housing$45,210/yr
45% on housing$40,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 13036$121
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13036$166
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$179,900
2026-07-31Listed for sale$179,900
2012-08-17Sold$80,000
2007-08-01Sold$63,000
1997-05-09Sold$20,600
1995-09-18Sold$54,432

For Sale by Agent

AgentJessica Shepard
BrokerageCentury 21 Leah's Signature

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