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4570 Vine Rd, Penn Yan, NY, 14527

5beds
3baths
3,453sqft
$649,000
$188price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

Very private one-of-a-kind custom-built 3,453 square foot home on 8.8 wooded acres. This home was designed and built in Canada to be shipped to Penn Yan and erected by local Mennonites. Enjoy all the modern conveniences in this home: backup generator, 36 solar panels on the south exposed roof, radon mitigation system, radiant heat for the first floor with individually controlled electric heat on the second floor, basement floor joists are on 1' centers, leaf filter gutter covers, 2500 square feet of decks and with an open floor plan. All ceilings are tongue and grooved 2" thisk cedar with microlam beams. The atrium with all galss facing the south provides extra heat in the winter months. The solar paners provide enough electric that the bills are very low. Any extra produced electric go back on the grid as a credit. Listen to the water falls from the deck, smell the grapes in the Fall and don't disturb the deer as they wonder up to the house. Use this unique property as a residence, a vacation home or an Airbnb. The views from this home are what the Finger Lakes is all about, come and see for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
4/10
Penn Yan Middle SchoolGrades 6-89.0 mi
5/10
Penn Yan AcademyGrades 9-129.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Block
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Vinyl Siding,Wood Siding,Copper Plumbing,PEX Plumbing

Other

  • Builder model: Winston Homes Canada

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Cooktop,Disposal,Gas Oven,Gas Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Dining Area,Entrance Foyer,French Door(s)/Atrium Door(s),Separate/Formal Living Room,Country Kitchen,Kitchen Island,Living/Dining Room,Sliding Glass Door(s),Storage,Skylights,Natural Woodwork,Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Window features: Skylight(s),Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane,Oil,Solar,Zoned,Baseboard,Radiant
  • Cooling features: Zoned,Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 3,453
  • Total interior livable area: 3,453 sqft

Property

Details

  • Parcel number: 57268911000100010080010000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Propane Tank - Leased

Lot

  • Lot size: 8.83 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 425 x 950

Parking

  • Total spaces: 2
  • Parking features: Underground,Electricity,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Yates County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$177$2,124
Property Taxes $767$9,204
Electricity $570$6,847
Total$4,795$57,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 14527$326
Yates County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 14527$241
Yates County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$649,000
2025-12-16Listing removed$675,000
2025-10-08Price change$675,000
2025-06-26Listed for sale$699,000
2016-05-13Sold$297,000
2015-09-08Listing removed$299,500
2015-08-25Price change$299,500
2015-05-12Listed for sale$62,900
2015-04-09Listing removed$329,000
2014-11-17Price change$329,000
2014-09-05Price change$349,900
2014-08-21Price change$350,900
2014-07-12Price change$370,900
2014-06-10Price change$384,900
2014-04-05Price change$419,900
2014-01-16Listed for sale$425,000
2006-07-12Sold$35,000
2006-02-13Sold$310,000

For Sale by Agent

AgentRonald K. Miller
BrokerageKeuka Lake & Land Realty

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