1316 Bay Dr, Middlesex, NY, 14507
About This Home
Incredible Lakefront Family Home!! Tucked away in a serene park-like setting on 4 private acres, this exceptional four bedrm,2 1/2 bath home offers a rare opportunity to own one of only six homes on beautiful Emerson Lake. With over 380 ft of private lake frontage, you will enjoy unparalleled peace and tranquility on this non-motorized lake, where the sounds of nature replace the noise of boat traffic. A gently graded pathway winds through the property, leading to you own waterfront oasis featuring a picnic pavilion and private dock, perfect for launching kayaks and canoes, casting a fishing line or cooling off with a swim on hot summer days. Inside this lovely home is the open concept floor plan designed for comfortable everyday living and effortless entertaining. Hardwood floors, abundant natural light and a cozy stove create a warm and inviting atmosphere. The spacious kitchen features a breakfast bar and flows seamlessly into the dining and family room areas. A sliding glass door opens to the rear deck, where stunning lake views provide the perfect backdrop for morning coffee or evening gatherings. Convenient first floor living includes a large laundry/mud room with half bath located between the garage and the kitchen. The impressive first floor primary suite showcases beautiful wood accents, a fireplace and a private exterior entrance, offering potential for an in-laws suite or guest quarters. Upstairs you will find 3 generously sized bedrooms and a large full bath. The finished walkout lower level expands your living space with a large rec room centered around a pellet stove, which serves as the home's primary heat source. A dedicated workshop area provides plenty of room for hobbies, projects and storage. Whether you are seeking a year-round residence, vacation getaway or waterfront sanctuary, this unique Emerson Lake property offers the perfect combination of privacy, recreation and natural beauty. (Square footage includes approx 600 sqft of finished space in lower level, as per seller.)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1977
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding,Wood Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Separate/Formal Living Room,Guest Accommodations,Great Room,Country Kitchen,Living/Dining Room,Other,See Remarks,Sliding Glass Door(s),Solid Surface Counters,Skylights,Natural Woodwork,Window Treatments,Bath in Primary Bedroom,Main Level Primary,Workshop
- Door features: Sliding Doors
- Window features: Drapes,Skylight(s),Thermal Windows
- Flooring: Carpet,Hardwood,Varies,Vinyl
- Number of fireplaces: 3
- Fireplace: Yes
Heating & Cooling
- Heating features: Ductless,Electric,Other,See Remarks,Baseboard,Stove
- Cooling features: Ductless
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 57280002308000010020000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Deck,Gravel Driveway,Patio,Private Yard,See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Lake,Other,See Remarks
- Waterbody name: Other
- Frontage length: 387
Lot
- Lot size: 4.09 Acres
- Features: Irregular Lot,Secluded,Wooded
- Lot size dimensions: 478 x 310
Parking
- Total spaces: 2
- Parking features: Attached,Electricity,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yates County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $520 | $6,240 |
| Electricity | $462 | $5,552 |
| Total | $3,420 | $41,040 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $439,900 |
| 2026-07-13 | Price change | $449,900 |
| 2026-07-02 | Price change | $469,900 |
| 2026-06-01 | Listed for sale | $489,900 |
| 2019-12-11 | Sold | $227,000 |
| 2019-10-03 | Pending sale | $240,000 |
| 2019-09-11 | Listed for sale | $240,000 |
| 2014-11-21 | Sold | $210,000 |
| 2014-08-13 | Price change | $229,900 |
| 2014-07-07 | Listed for sale | $234,900 |
| 2005-06-15 | Sold | $185,000 |
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