4098 Squaw Point Rd, Dundee, NY, 14837
About This Home
Seneca Lake! On the water! Built in 2016, and still feels brand new; this adorable lakeside 2 story cottage is situated on grassy yard and has new permanent dock with covered sitting area. Inside the first floor is an open concept kitchen, dining, and living room with half bath and laundry. Upstairs 2 large lake facing bedrooms and full bath. Big beautiful windows viewing the lake from every room. Just perfect low maintenance, easy lakeside living! Cottage building plan dimensions show 900 sq ft of living space. There is nothing to do here but move in and enjoy for the season.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2016
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Vinyl Siding,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Contemporary,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Water Purifier Owned
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room
- Flooring: Luxury Vinyl,Varies,Vinyl
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Details
- Parcel number: 57348910702800010030000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Dock,See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock Access,Lake
- Waterbody name: Seneca Lake
- Frontage length: 55
Lot
- Lot size: 4,125 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 55 x 75
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yates County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,130 | $37,560 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $732 | $8,784 |
| Electricity | $246 | $2,954 |
| Total | $4,331 | $51,972 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $675,000 |
| 2015-07-30 | Sold | $130,000 |
| 2015-04-09 | Listing removed | $159,000 |
| 2014-12-19 | Listed for sale | $159,000 |
| 2014-12-19 | Pending sale | $159,000 |
| 2014-12-19 | Listed for sale | $159,000 |
| 2014-10-23 | Listing removed | $159,000 |
| 2014-06-25 | Price change | $159,000 |
| 2014-05-27 | Listed for sale | $164,500 |
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