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4245 SE 89th Ave, Portland, OR, 97266

5beds
4baths
2,201sqft
$524,900
$238price/sqft
$3,431/moest. monthly cost
$137,240/yrincome needed

About This Home

Spacious three-level home complelty remodel with 5 bedrooms plus den and 3 full and one half bath. A multi-generational living or rental. New composite roof, fiber ciment siding, vinyl windows, gas furnace, water heater, luxury vinyl blank floor, quartz top, babinets and so much more. Master with suite. Beautiful kitchen. Fully fence with gate. Too much to list. Located near beautiful Lents Park, shopping, dining, and amenities.(buyer to do due diligence sqft, information). Please wear shoes covers or shoes off. Agents, please lock up doors and turn off lights before you leave. Thank you

Getting Around

75
WalkingVery Walkable
56
TransitGood Transit
91
BikeBiker's Paradise

Schools

9/10
Harrison Park SchoolGrades K-81.1 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1934

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Closet, Vaulted Ceiling, Vinyl Floor
  • Level: Upper
  • Area: 132

Bedroom3

  • Features: Closet, Vaulted Ceiling, Vinyl Floor
  • Level: Upper
  • Area: 110

Bedroom4

  • Features: Closet, Vaulted Ceiling, Vinyl Floor
  • Level: Upper
  • Area: 110

Bedroom5

  • Features: Closet, Vinyl Floor
  • Level: Lower
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Formal, Kitchen Dining Room Combo,Vinyl Floor
  • Level: Main
  • Area: 120

Family Room

  • Features: Vinyl Floor
  • Level: Lower
  • Area: 264

Features

  • Quartz,Soaking Tub,Vaulted Ceiling(s),Closet,Formal,Kitchen Dining Room Combo,Eat Bar,Updated Remodeled,Living Room Dining Room Combo,Bathroom,Bathtub,Suite,Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 2,201 sqft

Kitchen

  • Features: Eat Bar, Kitchen Dining Room Combo, Updated Remodeled,Free Standing Range, Free Standing Refrigerator, Quartz, Vinyl Floor
  • Level: Main
  • Area: 176

Living Room

  • Features: Living Room Dining Room Combo,Vinyl Floor
  • Level: Main
  • Area: 143

Master Bedroom

  • Features: Bathroom, Updated Remodeled,Bathtub, Closet, Suite, Vinyl Floor
  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: R107299

Features

  • Stories: 3
  • Patio & porch: Covered Patio,Porch
  • Exterior features: Dog Run,Garden,Yard
  • Fencing: Fenced

Lot

  • Lot size: 3,920 sqft
  • Features: Level,SqFt 3000 to 4999

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$132$1,584
Property Taxes $446$5,352
Electricity $199$2,396
Total$3,431$41,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,634/yr
40% on housing$102,930/yr
45% on housing$91,493/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 97266$251
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97266$282
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$539,900
2026-03-12Listed for sale$549,900
2025-07-08Sold$370,000
2025-06-29Pending sale$350,000
2025-06-27Listed for sale$350,000
2025-06-18Pending sale$350,000
2025-06-11Listed for sale$350,000
2017-12-06Listing removed$1,895
2017-11-03Listed for rent$1,895

For Sale by Agent

AgentPeter Nguyen
BrokerageMORE Realty

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