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9620 NW Germantown Rd, Portland, OR, 97231

5beds
4baths
3,892sqft
$800,000
$206price/sqft
$6,131/moest. monthly cost
$245,240/yrincome needed

About This Home

Tucked along a private drive in the scenic West Hills, this thoughtfully updated home offers a rare combination of privacy, versatility & connection to nature, just minutes from the city & St Johns. ---Set on a .45-acre lot, the home spans three levels & is designed for multigenerational living, work-from-home flexibility, or income potential.---The main level is light-filled & inviting, featuring vaulted ceilings, oak floors & a wood-burning stove, all framed by panoramic forest canopy views w/ abundant natural light & beautiful sunrise exposure. Enjoy peaceful surroundings year-round, w/ peekaboo river & mountain views from fall through spring. The updated kitchen offers stainless steel appliances & a gas range, flowing seamlessly into the main living spaces & out to a spacious deck—perfect for entertaining or quiet mornings. ---The bedroom level provides a private primary suite w/ its own deck, two additional bedrooms, a full bath & a laundry room.---The unique lower-level w/ high ceilings & tall windows features a fully permitted 2nd kitchen, complete w/ Thermadore range & quality finishes. With a separate entrance, gas fireplace, two bedrooms, & full bath, it offers flexibility for extended living, guests, or rental potential. A high-end garage conversion w/ vaulted ceiling & skylights is ideal for an art or yoga studio or home office. --Step outside to your own private retreat featuring a six-person Finlandia cedar sauna cold plunge, outdoor shower, cedar raised garden beds and a play area. --Additional highlights include new carpet, a metal roof, a private setting not directly on Germantown Road & walkable to Forest Park trailheads. [Home Energy Score = 3. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10024890]

Getting Around

7
WalkingCar-Dependent
22
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

9/10
8/10
Lincoln High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Metal
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: NW Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Gas Appliances,Free-Standing Range,Free-Standing Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Separate Living Quarters Apartment Aux Living Unit

Bedroom2

  • Features: Wallto Wall Carpet
  • Level: Lower
  • Area: 120

Bedroom3

  • Features: Wallto Wall Carpet
  • Level: Lower
  • Area: 100

Bedroom4

  • Features: Closet, Wallto Wall Carpet
  • Level: Lower
  • Area: 180

Bedroom5

  • Features: Wallto Wall Carpet
  • Level: Lower
  • Area: 220

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Formal, Hardwood Floors,Vaulted Ceiling
  • Level: Main
  • Area: 120

Family Room

  • Features: Kitchen, Skylight,Free Standing Refrigerator, Laminate Flooring, Vaulted Ceiling
  • Level: Main
  • Area: 414

Features

  • Floor 3rd,Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Closet,Formal,Kitchen,Kitchen Island,Nook,Bookcases,Double Closet,Suite,Pantry,Tile
  • Window features: Double Pane Windows,Vinyl Frames,Skylight(s)
  • Flooring: Hardwood,Laminate,Tile,Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air 90,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,892
  • Total interior livable area: 3,892 sqft

Kitchen

  • Features: Dishwasher, Gas Appliances, Island, Microwave, Nook,Free Standing Range, Vaulted Ceiling
  • Level: Main
  • Area: 168

Living Room

  • Features: Bookcases, Ceiling Fan, Deck, Hardwood Floors,Vaulted Ceiling, Wood Stove
  • Level: Main
  • Area: 289

Master Bedroom

  • Features: Deck,Double Closet, Suite
  • Level: Lower
  • Area: 168

Property

Details

  • Parcel number: R169477

Features

  • Levels: Tri Level
  • Stories: 3
  • Patio & porch: Covered Deck,Deck,Porch
  • Exterior features: Raised Beds,Sauna
  • Has view: Yes
  • View description: Mountain(s),River,Trees/Woods
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 0.45 Acres
  • Features: Private,Secluded,Sloped,Terraced,Trees,Wooded,SqFt 15000 to 19999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Converted Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$184$2,208
Property Taxes $1,549$18,588
Electricity $353$4,238
Total$6,131$73,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,205/yr
40% on housing$183,930/yr
45% on housing$163,493/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 97231$284
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97231$264
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$850,000
2026-04-13Listed for sale$875,000
2026-04-04Pending sale$875,000
2026-03-26Listed for sale$875,000
2020-03-13Sold$595,000
2020-02-12Pending sale$625,000
2020-01-20Price change$625,000
2019-12-31Price change$629,000
2019-11-20Listed for sale$650,000
2004-12-09Sold$412,880
1996-09-13Sold$232,000

For Sale by Agent

AgentJeanie Williams
BrokerageBerkshire Hathaway HomeServices NW Real Estate

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