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533 E Division St, Lockport, IL, 60441

4beds
5baths
2,400sqft
$479,000
$200price/sqft
$3,667/moest. monthly cost
$146,680/yrincome needed

About This Home

*** Several photos are of similar homes recently completed by builder with comparable finishings. Gorgeous Rehabbed 2-Story Gem with Custom Finishes. Discover this stunningly rehabbed 2-story home, boasting over 2,300 square feet of living space, plus an additional 500+-sq ft in the finished basement, plenty of walk-in closets and extra storage space! The spacious front porch provides the perfect place to relax and unwind. Inside, hardwood floors flow throughout the main living areas, creating a warm and inviting atmosphere. The open-concept layout features a custom kitchen, perfect for entertaining, and a master bedroom on the first floor for added convenience. Upstairs, you'll find three additional bedrooms, including a second master suite with a huge walk-in closet. The home offers 4 bedrooms and 4.5 bathrooms, ensuring plenty of space for everyone. With all this space, the owner has included 2 hvac systems for maximum efficiency. The true showstopper may be the oversized garage, measuring over 600 square feet with 10-foot overhead doors and a full finished loft/second floor with a staircase, heat and air. This bonus area is great place for an office, hobby room or work-out area. This is essentially a new home built on modified existing foundation. Don't miss this opportunity to make it yours!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Taft Grade SchoolGrades PK-80.3 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Frame,Fiber Cement

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Enclosed Porch

  • Features: Flooring (Other)
  • Level: Main
  • Area: 168
  • Dimensions: 24X7

Features

  • 1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Walk-In Closet(s),High Ceilings,Quartz Counters
  • Window features: All,Insulated Windows
  • Flooring: Hardwood,Carpet,Wood

Heating & Cooling

  • Heating features: Natural Gas,Sep Heating Systems - 2+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Kitchen (Island,Granite Counters,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 272
  • Dimensions: 17X16

Laundry

  • Level: Main
  • Area: 66
  • Dimensions: 11X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Recreation Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 352
  • Dimensions: 22X16

Sitting Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 45
  • Dimensions: 9X5

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1104262010020000
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck,Porch,Screened

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 67x102

Parking

  • Total spaces: 2.5
  • Parking features: Other,Heated Garage,Garage,Yes,Garage Owned,Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$223$2,676
Property Taxes $838$10,056
Electricity $184$2,215
Total$3,667$44,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,725/yr
40% on housing$110,010/yr
45% on housing$97,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 60441$213
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60441$207
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-10-19Sold$95,000

For Sale by Agent

AgentKurtis McAdams
BrokerageBaird & Warner

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