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15-2735 Kumu St, Pahoa, HI, 96778

3beds
1baths
1,024sqft
$246,000
$240price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Welcome home to Hawaiian Parks Subdivision—where island living meets everyday convenience. This charming property sits on a generous 15,000‑sf lot with paved roads, home mail delivery, and the comfort of a private well water system. Pahoa Village’s shopping and dining is nearby. Ocean cliffs and a beach park is just a 3-minute drive away! Before entering, you are greeted with a large covered lanai overlooking the front yard, perfect for relaxing or entertaining. You first enter a living room that flows to the dining room, kitchen, and additional living area. The versatile additional living area can be used as a media room, home gym, playroom, pet space, or office. A dedicated laundry room is conveniently located adjacent to the dining area. Multiple exits allow the convenience of accessibility for your daily routine and excellent indoor-outdoor flow. The spacious yard is beautifully landscaped with mature tropical plantings, including fragrant puakenikeni and an assortment of fruit trees such as ulu, lime, orange, Surinam cherry, and soursop. Tucked back from the road for added privacy, this cozy island home offers relaxed indoor/outdoor living, lounging or hosting weekend barbecues. The backyard is gated and fenced offering added privacy and ample space for pets, gardening, or outdoor enjoyment. A variety of parking is available in multiple areas of the property for hosting family and friends. Thereʻs also a cement slab in place for a potential future carport. A peaceful retreat with room to breathe—your home awaits, e komo mai!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freezer,Microwave,Range,Range Hood,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Air Conditioning

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Property

Details

  • Parcel number: 3150690440000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Chain Link,Stone
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.35 Acres
  • Features: Grassy

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$111$1,332
Property Taxes $21$252
Electricity $374$4,497
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$246,000
2026-03-05Price change$250,000
2026-02-27Price change$255,000
2026-02-09Listed for sale$260,000
2025-03-12Listing removed$290,000
2025-02-25Price change$290,000
2024-12-03Price change$270,000
2024-11-14Price change$280,000
2024-10-25Listed for sale$300,000
2023-10-04Sold$240,000
2023-07-07Price change$247,000
2023-04-07Listed for sale$249,000
2023-01-17Sold$235,000
2022-12-20Contingent$245,000
2022-10-11Price change$245,000
2022-07-06Listed for sale$273,000

For Sale by Agent

AgentAshley Ponce
BrokerageKou Hale Realty LLC

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