10413 SE Ramona St, Portland, OR, 97266
About This Home
Versatile Opportunity in Portland with flexible living options and modern updates! Perfectly designed for owner-occupants, multi-generational living, or savvy investors looking for a turnkey opportunity.The main level features light-filled living spaces, a functional kitchen, dining/laundry area, 2 comfortable bedrooms, 1 full bathroom, and a versatile upper-level loft; ideal for a home office, creative space, or additional sleeping quarters. Downstairs, the completely redone basement offers incredible versatility with its own separate living area, 2 additional bedrooms, a full bathroom, and a convenient kitchenette making flexible living a breeze! And it's outfitted with a separate entrance for even greater flexibility. Outside, enjoy a long private driveway, detached garage, and a fully fenced backyard complete with a covered patio. Conveniently situated near local amenities and commuter routes, this property offers unmatched potential and space at an attractive value. [Home Energy Score = 1. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10248579]
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1949
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Wallto Wall Carpet
- Level: Main
- Area: 120
Bedroom3
- Level: Lower
- Area: 120
Bedroom4
- Level: Lower
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Features: Kitchen Dining Room Combo
- Level: Main
- Area: 117
Features
- Ceiling Fan(s),Coved,Kitchen Dining Room Combo
- Door features: Storm Door(s)
- Window features: Double Pane Windows,Vinyl Frames
- Flooring: Wall to Wall Carpet
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,952
- Total interior livable area: 1,952 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Features: Wallto Wall Carpet
- Level: Main
- Area: 200
Master Bedroom
- Features: Ceiling Fan,Wallto Wall Carpet
- Level: Main
- Area: 132
Property
Accessibility
- Accessibility features: Main Floor Bedroom Bath,Accessibility
Details
- Parcel number: R217166
Features
- Stories: 3
- Exterior features: Yard
- Fencing: Fenced
Lot
- Lot size: 5,227 sqft
- Features: Level,SqFt 5000 to 6999
Parking
- Total spaces: 1
- Parking features: Driveway,RV Access/Parking,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Cold Wave
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Multnomah County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,217 | $26,604 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $372 | $4,464 |
| Electricity | $177 | $2,125 |
| Total | $2,876 | $34,512 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $438,500 |
| 2015-11-06 | Sold | $220,000 |
| 2009-08-03 | Sold | $154,950 |
| 2008-12-31 | Sold | $77,500 |
| 2008-08-20 | Sold | $129,982 |
| 2004-10-19 | Sold | $65,000 |
For Sale by Agent
View on Zillow